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Microloan amount
Microloan amount
30000 ₽
Rate, %
Rate, %
From 0 %
Age
Age
From 18 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 16 days
Decision
Decision
From 1 min
Financial Retail
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Updated: 07.11.2024

About the loan

"Finansovaya Roznitsa" is a microfinance organization that has already proven itself. Here, without leaving home, you can get a small loan ranging from 1 to 30 thousand rubles for a term of 7 to 16 days.

Terms

For borrowers who contact the microfinance organization for the first time, a special offer is available — they can apply for their first loan at 0%. To do this, they need to submit an application for an amount from 1 to 30 thousand rubles for a term of 7 days. 

In general, clients have access to amounts from 1 to 30 thousand rubles for a term of 7 to 16 days. The maximum interest rate at the MFI does not exceed the legally permitted 0.8% per day.

Borrowers who meet the following requirements can apply for a loan at the microfinance organization:

  • are citizens of the Russian Federation;
  • have permanent or temporary registration within the territory of Russia;
  • aged 18 and older.

To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.

You can receive a microloan in the following ways: 

  • to a bank card of the MIR, Visa, or MasterCard payment systems;
  • by bank account details transfer;
  • in cash.

You can repay the microloan in the following ways:

  • using a MIR, Visa, or MasterCard bank card in your account;
  • via a bank account wire transfer.

How to apply

You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:

  • go to the microfinance organization's website;
  • indicate the desired amount and term;
  • indicate last name, first name, and patronymic, phone number, and email address;
  • enter the confirmation code from the SMS message;
  • provide date and place of birth, gender, passport details, registration address, and actual residential address;
  • provide SNILS or INN details, employment information, and contact details of a third party;
  • specify the desired amount and term.

Rates

Amount
From 1,000 to 30,000 RUB
Term
From 7 to 16 days
Interest rate
From 0% to 1% per day
First loan
From 1,000 to 30,000 RUB for a term of 7 days at 0%
Penalty for missed payment
20% per annum for each day of delay
Application
Online
Disbursement
To a bank card;
by bank account details transfer;
cash
Repayment
Bank card;
bank account transfer
Borrower's age
From 18 years
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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