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Articles on loans
About the loan
"Knopka Dengi" is a relatively young microfinance organization. Despite operating only since 2020, the company has managed to establish a solid reputation among borrowers. Here, they can easily get from 3,000 to 30,000 RUB for a period of 7 to 21 days. Furthermore, unlike most competitors, "Knopka Dengi" offers an interest-free loan not only to new customers but also to regular ones.
Terms
First-time borrowers applying to the microfinance organization can get from 3,000 to 30,000 RUB for a period of 7 to 14 days at 0%. An interest-free loan is also available to those applying for a microloan again — to get it, you need to apply for the same amount, but for a 7-day term.
Overall, you can get from 3,000 to 30,000 RUB for a period of 7 to 21 days from the microfinance organization. The maximum interest rate here does not exceed the legal limit of 0.8% per day under any circumstances.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- have permanent or temporary registration within the territory of Russia;
- aged 18 to 70 years;
- have a regular source of income.
To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.
Currently, you can receive a microloan exclusively to a MIR, Visa, MasterCard, or UnionPay bank card.
You can repay the microloan in the following ways:
- to a MIR, Visa, MasterCard, or UnionPay bank card in your personal account;
- by bank account details transfer;
- at Russian Post branches.
How to apply
You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:
- go to the microfinance organization's website;
- specify the desired loan amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- indicate the desired loan amount and term.
Rates
by bank account details transfer;
via QIWI terminals;
at Russian Post branches
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