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About the loan
Microfinance organization "Zajmy.rf" has been operating on the market since 2012. Over this time, the company has managed to establish a strong reputation among borrowers. Here clients can safely get up to 30,000 RUB for a period of up to 30 days.
Terms
MFO "Zajmy.rf" has a special offer for new borrowers — they can get their first loan at 0% per day, provided they repay the debt on time. For all clients without exception, the microfinance organization offers from 3,000 to 30,000 RUB for a period of 1 to 30 days. Outside of the promotion for new borrowers, the interest rate is 0.8% per day.
If you have a club card from MFO "Zajmy.rf", the overpayment on loans does not exceed 0.7% per day.
Early repayment of a microloan is possible at MFO "Zajmy.rf". To close a loan ahead of schedule, you need to pay the principal amount and the interest accrued during the period of using the funds.
In addition, loan extension is available at MFO "Zajmy.rf". To extend a microloan, you must pay the interest accrued for the days the money was used. In this case, the microfinance organization does not charge a penalty.
For untimely debt repayment, the MFO charges a penalty. Its amount is 20% per annum of the total debt amount, including accrued interest. For example: a borrower received 15,000 RUB, but did not repay the debt on time. In this case, their fine will be 8.22 RUB per day plus accrued interest.
Borrowers who meet the following requirements can get a loan from MFO "Zajmy.rf":
- are citizens of the Russian Federation;
- aged 18 to 70.
To apply for a microloan, you will need a passport of a citizen of the Russian Federation, SNILS or INN, as well as a personalized bank card of any Russian bank.
To date, a microloan can only be received on a Mir, Visa, or MasterCard bank card.
You can also repay the debt to the MFO only using a Mir, Visa, or MasterCard bank card. To do this, you need to log into your personal account, indicate whether full or partial repayment is required, provide the card details, and confirm the payment.
How to apply
You can apply for a loan only online — on the official website of MFO "Zajmy.rf". To do this, you need to:
- go to the microfinance organization's website;
- specify the desired loan amount and term;
- click the "Get Money" button;
- enter your mobile phone number;
- click the “Next” button;
- provide last name, first name, patronymic, date of birth, SNILS, monthly income, passport details, and registration address;
- check the required boxes and click the "Next" button;
- enter the confirmation code from the SMS message;
- click the “Next” button.
Next, the borrower needs to undergo identity verification and specify the method of receiving the loan.
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