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Articles on loans
About the loan
The microfinance organization Zigzag Money has been operating on the market since 2020. However, during this time, the company has proven itself to be a reliable and responsible lender. Here, borrowers can safely get up to 500,000 RUB against a car title for a term of up to 12 months.
Terms
Borrowers of the microfinance organization Zigzag Money can get from 100,000 to 500,000 RUB for a term of 5 days to 12 months. The microfinance organization applies a fixed interest rate of 7% per month. It is relevant for all borrowers and cannot increase or decrease.
Borrowers of the microfinance organization can repay the loan early. To do this, they need to pay the principal amount and interest accrued for the actual time the money was used. You can check the exact amount required for early loan repayment in your personal account or by calling the hotline at (800) 511-18-01.
Loan extension is not available at the microfinance organization.
In case of untimely payments, the microfinance organization Zigzag Money charges a penalty. The penalty rate is 20% per annum of the overdue debt amount. For example, if a borrower received 100,000 RUB and delayed a payment, their fine will be 54.79 RUB for each day of delay plus accrued interest.
Borrowers who meet the following requirements can apply for a microloan from the microfinance company Zigzag Money:
- are citizens of the Russian Federation;
- have a place of residence in the region where the microfinance organization operates;
- aged from 20 to 65 years.
To apply for a microloan from the microfinance organization Zigzag Money, you must provide a passport of a citizen of the Russian Federation, a vehicle passport, and a vehicle registration certificate.
You can receive a microloan using one of the following methods:
- to a MIR, Visa, or MasterCard bank card.
You can repay the microloan using one of the methods listed below:
- from a MIR, Visa, or MasterCard bank card — this requires entering the card details in your personal account, and the required amount will be debited on the payment day.
How to apply
You can apply for a microloan either at a Zigzag Money microfinance organization branch or on the company's official website. In the first case, the borrower needs to visit the organization's office with all the necessary documents. To apply online, you need to:
- click the "Get Money" button on the main page of the website;
- provide a mobile phone number and email address;
- click the "Confirm" buttons and enter the confirmation codes;
- check the box and click the "Next" button;
- provide your full name, date of birth, gender, place of birth, passport details, registration address, and actual place of residence;
- click the “Next” button;
- provide information about income, financial liabilities, and collateral;
- check the box and click the "Next" button.
After filling out the application form, you will need to undergo identity verification and specify the disbursement method.
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