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About the loan
Banka Deneg is a relatively young microfinance organization. It was added to the registry only in 2023. But even in such a short time, the company has managed to establish itself among borrowers. Citizens of the Russian Federation can access a short-term loan here for an amount of up to 30,000 RUB for a term of up to 30 days.
Terms
In this microcredit company, as in all others, early repayment of a microloan is available. To close a loan before the scheduled date, you need to pay the principal amount of the debt and the interest accrued for the actual days the money was used.
Microloan extension is also available at the MFO. To extend a loan, you only need to pay the interest accrued for the actual days the money was used. The principal amount of the debt will be carried over to a new term.
To apply for a microloan, you must provide a passport of a citizen of the Russian Federation and a SNILS.
You can only receive a microloan here via a transfer to a MIR, Visa, or MasterCard bank card.
You can repay your debt to the microfinance organization using the following methods:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details — in internet banking or the mobile app, you will need to specify the IFC's details, agreement number, and payment amount.
Recipient: LLC MKK "BANKA DENEG"
Tax ID: 9727039021
KPP: 772701001
OGRN: 1237700445696
OKPO: 56200975
How to apply
You can apply for a loan only online — on the official website of the MFO "Banka Deneg". To do this, you need to do the following:
- on the microfinance organization's homepage, specify the desired amount and term, and click the "Get Money" button;
- enter your surname, first name, and patronymic, date of birth, gender, email address, and mobile phone number, click the "Get Code" button, enter the confirmation code from the SMS message, click "Confirm", create and repeat a password, check the box, and click "Next";
- provide passport details, registration address, and actual residential address, check the box, and click "Next";
- provide information about employment, income, education, and marital status, and click "Next".
Then, the prospective borrower needs to choose a method for receiving the loan funds and, in case of a positive decision on the application, undergo identity verification.
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