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Articles on loans
About the loan
"RocketMan" is a young microfinance organization. It was registered in the register only in 2024. Today, borrowers here have access to only a small short-term microloan of up to 30 thousand RUB for a term of up to 30 days.
Terms
In this MFI, as in any other lending company, early loan repayment is available. To close a microloan ahead of the schedule, you need to pay the principal amount of the debt and the interest accrued for the actual period of using the borrowed funds.
At the same time, the microfinance organization does not charge any penalties or commissions for early loan repayment.
In addition to early repayment, this microfinance organization also offers a microloan extension service. To extend the loan, it is enough to simply pay the interest accrued for the actual days of using the money. You can do this in your personal account.
It is worth noting that you can extend a microloan no more than 5 times a year for a term of up to 30 days.
In case of payment delay, the microfinance organization charges a penalty. Here, the amount is 0.05% per day of the overdue amount. Let's look at a simple example. If a borrower takes out a microloan of 20 thousand RUB and fails to repay it on time, their penalty will be 10 RUB for each day of delay. In addition, they will also need to pay interest accrued for the actual days of using the money.
The microfinance organization does not impose special requirements on its clients. To get a microloan from the "RocketMan" MFI, you need to meet the following criteria:
- have citizenship of the Russian Federation;
- have permanent or temporary registration in Russia;
- be at least 18 years old;
- have a steady source of income.
To get a microloan, you only need to provide a passport of a citizen of the Russian Federation.
In this microfinance company, you can receive money in the following ways:
- to a personalized bank card of the Mir, Visa, or MasterCard payment systems;
- via a bank account wire transfer.
You can repay your debt to RocketMan MFO in the following ways:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details — in internet banking or the mobile app, you will need to specify the IFC's details, agreement number, and payment amount.
Bank: North-Western Bank is not used
Recipient: LLC MCC ROKETMEN
Tax status: 9718249135
BIC: 044030653
KPP (TAX REGISTRATION REASON CODE): 771801001
Corr. account: 30101810500000000653
OGRN (PRIMARY STATE REGISTRATION NUMBER): 1247700171124
How to apply
You can apply for a microloan only on the official website of the microfinance organization (MFO) RocketMan. You can do this as follows:
- On the microcredit company's homepage, specify the required loan amount and term.
- Click the "Apply for Loan" button.
- Enter your full name, mobile phone number, and email address.
- Check the box.
- Click the "Continue" button.
- Enter the confirmation code from the SMS message.
- Click the "Continue" button.
- Provide your gender, date and place of birth, passport details, registration address, and residential address.
- Click the "Continue" button.
- Provide information about your employment and income.
- Click the "Continue" button.
If the lender makes a positive decision on the application, the borrower will need to undergo identity verification and specify the method for receiving the borrowed funds.
Rates
via a bank account wire transfer.
via bank account details — in internet banking or the mobile app, you will need to specify the IFC's details, agreement number, and payment amount.
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