Best long-term microloans to card in 2024

5 Verified MFOs Offering Long-Term Microloans to Card in 2024

MoneyMan

• loan amount: from 1,500 to 100,000 RUB;
• loan term—from 5 days to 18 weeks;
• interest rate — from 0% to 0.8% per day.

New users can get their first microloan interest-free here. To apply for it, you need to submit an application for an amount of up to 15,000 RUB for a term of 5 to 21 days. Subsequently, you can get a short-term loan for up to 30,000 RUB for a term of up to 33 days.

Regular, responsible customers can access a long-term microloan of up to 100,000 RUB for a term of 10 to 18 weeks. Its minimum interest rate is 0.5% per day, and the maximum is 0.8%.

Zaimer

• loan amount: from 2,000 to 100,000 RUB;
• loan term — from 7 days to 12 months;
• interest rate — from 0% to 0.8% per day.

Borrowers contacting the microfinance organization for the first time can only apply for a short-term microloan. That is, an amount from 2,000 to 30,000 RUB for a term of 7 to 30 days. The interest rate may be 0%.

Starting from your second application, you can try applying for a long-term loan. It can be issued for an amount of 2,000 to 100,000 RUB for a term from 31 days to 12 months. Its interest rate can range from 0.3% to 0.8% per day.

Dengi Srazu

• loan amount: from 1 to 30 thousand RUB;
• loan term: from 1 to 30 days;
• interest rate: up to 0.8% per day.

Dengi Srazu has extremely simple terms. Here you can apply for a microloan ranging from 1,000 to 30,000 RUB for a term of 1 to 30 days. There are no special promotions for new customers, so the interest rate can initially reach 0.8% per day.

Bistrodengi

• loan amount: from 1,000 to 1 million RUB;
• loan term: from 1 day to 3 years;
• interest rate — from 0% to 0.8% per day.

Both new and returning customers can get an overpayment-free microloan here. First-time borrowers can get from 1,000 to 30,000 RUB for up to 10 days, while returning customers can get the same amount for up to 7 days.

Overall, at Bystrodengi you can get a short-term microloan ranging from 1,000 to 30,000 RUB for a term of 7 to 30 days, or a long-term one ranging from 31,000 to 100,000 RUB for a term of 42 to 180 days. The maximum interest rate can reach 1% per day.

MigCredit

• loan amount: from 3 to 100 thousand RUB;
• loan term — from 5 to 366 days;
• interest rate — from 0% to 0.8% per day.

Here, as in almost everywhere else, new borrowers can get an interest-free loan. To do this, they need to apply for an amount of 3,000 to 10,000 RUB for a term of 21 days.

Generally, at MigCredit you can get a short-term loan ranging from 3,000 to 14,000 RUB for a term of 5 to 30 days, and a long-term microloan ranging from 15,000 to 100,000 RUB for a term of 10 to 52 weeks. The maximum interest rate can reach 0.8% per day.

To summarize. Almost all microfinance organizations offer long-term loans only to regular customers. Therefore, to get a larger amount, you need to take out at least one small microloan and repay it on time.