Islamic debit card from Ak Bars Bank

Ak Bars Bank does not charge an additional fee for issuing a debit card, nor for reissuing it regardless of the reasons. That means if your card expires, you lose or damage it, forget your PIN code, or change your last name, first name, or patronymic, you can get a new one for free. In addition, you will not have to pay for using the card.

If you want to receive notifications about deposits and debit transactions, you can connect the corresponding alert service. Its cost depends on the selected package:

• "Economy" package. Its cost is 49 RUB per month. It includes SMS notifications about card top-ups and push notifications about top-ups and withdrawals.

• "Maximum" package. Its cost is 79 RUB per month. It includes SMS notifications for all card transactions and push notifications about top-ups and withdrawals.

You can top up the Islamic Card from Ak Bars Bank for free in the following ways:

• at the Bank's own ATMs and cash desks;
• переводом с других карт по номеру телефона через Систему быстрых платежей;
• переводом с других карт по номеру карточки.

You can withdraw cash from the debit card for free at any ATMs in Russia. The limits for cash withdrawals are 150 thousand RUB per day and 750 thousand RUB per month. You can withdraw cash up to the same amounts at the cash desks of the Bank and other credit organizations. 

For withdrawing cash abroad, you will need to pay a commission. Its amount is 1%, but not less than 5 dollars.

You can transfer money from the card for free between your own accounts up to 30 million RUB per month, as well as to other Ak Bars Bank clients.

The Islamic card from Ak Bars Bank does not provide for the accrual of cashback on purchases. However, you can receive rewards from the loyalty program of the "MIR" payment system.

The Bank does not accrue interest on the balance of the Islamic Card.

Benefits in the form of free services:

• card issuance;
• card maintenance;
• top-up by transfer using the card number or phone number via the Faster Payments System, as well as cash at Ak Bars Bank ATMs and cash desks;
• cash withdrawals at ATMs and bank branches across Russia of up to 150,000 RUB per day and 750,000 RUB per month;
• transfers between own accounts of up to 30 million RUB per month and to other Bank clients without limits;
• no cashback on purchases;
• no interest.

Cons:

• high fees for cash withdrawals and money transfers to other credit institutions when exceeding limits or violating agreement terms.