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Debit card RZD from Alfa-Bank
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Articles about debit cards
About the card
Online application for the Alfa-Bank RZD debit card
Hundreds of thousands of people travel by Russian railways every day, and many of them take trips for travel and business purposes at least once a week. Naturally, railway services are expensive. To make your trips pay off as quickly as possible, the financial services platform suggests applying for the Alfa-Bank RZD debit card, which offers a number of privileges for its holders. The co-branded banking product allows you to guaranteedly earn points for purchases, which can later be exchanged for various services within the Russian Railways system. For every 30 RUB spent using the card, you are guaranteed to receive 1.5 points, which can later be exchanged for services in the Russian Railways system.
Rules for using the RZD bank debit card from Alfa-Bank
An important condition of the Alfa-Bank RZD debit card for users: if you spend at least 20,000 RUB per month, you can save up for one free ticket for a Sapsan train ride—for example, to St. Petersburg from Moscow—in about 6 months. The bank offers two categories of the card—Platinum and Standard—which have distinct standards.
| Standart | Platinum | |
| Purchasing for RZD Bonus points | Ticket | Ticket |
| Maximum points accrual | For every 30 RUB = 1.5 points | For every 30 RUB = 1.75 points |
| Maximum welcome points | 1000 | 1000 |
| Servicing | Free if conditions are met:
Monthly purchases – 10,000 RUB Account balance – 30,000 RUB Otherwise 100 RUB per month |
First card for the package – always 0 RUB.
Second card – 5,000 RUB per year. |
| Mastercard discounts | no | Priceless Cities category |
| Additional conditions | Spendings of 10,000–70,000 RUB – 1.0 point
Spendings over 70,000 RUB – 1.5 points |
Spendings of 10,000–70,000 RUB – 1.0 point
Spendings over 70,000 RUB – 1.5 points Activating the Premium package – 1.75 points |
General rules for participating in the bonus program
To participate in the loyalty bonus program, according to reviews of the Russian Railways debit card from Alfa-Bank, the following conditions apply.
- Welcome miles/points are awarded for the "Optimum" option in the amount of 500 miles, for the "Comfort" option – 1,000, and for the "Maximum+" option – 1,000. For the welcome bonuses to be credited, at least 1 transaction must be made within 45 days of card activation.
- By making purchases ranging from 10,000 RUB to 70,000 RUB per month, you can receive 1.0 point for every 30 RUB spent on purchases.
- By making purchases in the amount of 70,000 RUB or more during the reporting period, you can receive 1.5 points for every 30 RUB spent.
- For Platinum cardholders, the Premium option is available, where you can get up to 1.75 points for every 30 RUB spent. This option is not available for the Standard card.
- If purchases totaling less than 10,000 RUB are made during the reporting month, no bonus points are awarded.
- The points earned can subsequently be spent on purchasing Russian Railways tickets in the "Sapsan" category.
Premium cardholders can receive additional bonuses from the Mastercard payment system by participating in the "Priceless Cities" program.
Terms
- The card applicant must be a citizen of the Russian Federation.
- The age of the bank product recipient is 18 years or older.
- Registration in the region where the bank is located is required.
- Having a mobile phone is required.
In most cases, the card is delivered by a courier service, however, a number of regions only allow for the bank card to be picked up at an office.
- Age: 18 years and older.
- Citizenship: Russian Federation.
- Registration: permanent or temporary within the Bank's service area.
- Mobile phone: required.
- Passport of a citizen of the Russian Federation.
- Information on permanent registration or temporary stay in the territory of Russia is required.
- A second document upon request of the credit organization.
When filling out the application form, they may request data from a second document, which can be an INN, SNILS, or driver's license.
- Identity document: Russian citizen passport.
- Additional document: SNILS, INN, international passport, military ID, driver's license, or pension certificate.
The financial services comparison service invites you to apply for the Russian Railways debit card from Alfa-Bank, which is designed to accumulate points that can be exchanged for "Sapsan" tickets or other services in the Russian Railways system.
- Review the service's offer, click the "Apply Now" button, and follow the link to the official Alfa-Bank website.
- Fill out a simple application form on the website and provide the necessary information.
- Submit the application by clicking the "Submit Application" button.
After that, you will receive an SMS notification about visiting the bank office to receive the debit card. If courier delivery is available to you, please clarify the time and city where the service is provided; the card will be ready in approximately 1–4 days.
The number of points earned can be checked on the website rzd-bonus.ru, while completing a simple authorization procedure. Points will also be available in your Personal Account (setup required). Points are credited no later than 30 days after you make a purchase. If you do not use your bonus points within 24 months, they automatically expire.
The bank's website lists transactions for which card accruals will not be made; these include spending on casinos, totalizators, operations in favor of mutual funds, electronic payments, commercial payments, etc. The full list of conditions when points are not awarded can be found in the Russian Railways debit card FAQ section.
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Answers to questions
My card has been approved, how do I pick it up?
It all depends on how you filled out the application. If courier delivery is available in your city, the card will be brought to your home. If not, you can pick up the debit card at the bank branch.
How to properly activate the card?
Call the hotline at 8 800 2000-000, press 4 on your phone's keypad, and follow the automated system's instructions.
Go to the website and complete the activation in the secure area of the bank's internet portal.
How can I check my account balance?
Sign up for SMS notifications.
Check the information at a branch.
Download the mobile app.
Use online banking.
Check your details at an ATM.
I forgot my PIN, how can I reset it?
You need to call 8 800 2000-000, provide your information, and the bank representative will instruct you on further steps.
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