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Debit card Open Space from Rocketbank

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No-fee cash withdrawals
No-fee cash withdrawals
up to 300,000 RUB
Interest on balance
Interest on balance
up to 5.5 %
Cost
Cost
3480 ₽
Overdraft
Overdraft
No
Cashback
Cashback
up to 5 %
Decision
Decision
From 5 min
Debit card Open Space from Rocketbank
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Updated: 14.10.2024

About the card

Review of the "Open Space" debit card from Rocketbank

Although the 'Otkryty Kosmos' debit card from Rocketbank has a significant annual maintenance fee of 3,480 RUB per year (or 290 RUB per month), cardholders can offset these costs through cashback. If you are a gamer, there are special terms for Rocketbank's 'Otkryty Kosmos' game program, where you can earn between 7% and 10% cashback. Cashback on games is available only for the following platforms: PlayStation Store, Steam, Fortnite, Xbox, GOG.com, War Thunder, League of Legends, Battle.net, Wargaming.net, EVE Online, and Origin.

Otherwise, the card's terms partially overlap with those of Rocketbank's similar 'Uyutny Kosmos' debit card. It is important to remember that if you maintain a balance of at least 100,000 RUB and make purchases totaling 20,000 RUB each month, there is no monthly maintenance fee. In addition, you earn 5.5% annual interest on your card balance.

 

Terms and conditions for the Rocketbank 'Otkryty Kosmos' debit card

On our financial services comparison site, you can review offers and apply for the 'Otkryty Kosmos' debit card, which allows you to earn extra income and cashback through various programs. The loyalty program uses 'rocketrubles' as the calculation currency, where 1 rocketruble is equivalent to 1 Russian ruble.

Benefits of the Rocketbank 'Otkryty Kosmos' debit card:

  • Deposit up to 600,000 RUB using any convenient method completely free of charge.
  • You can always make free transfers using the provided card account details.
  • If necessary, you can always request a transaction report in your personal account and print it out.
  • Regardless of your account balance, you are guaranteed to receive 5.5% annual interest, which is credited monthly.
  • Choose your favorite shopping and service categories to receive a guaranteed 10% cashback. All other categories earn 1% cashback.

Service and delivery cities for the Rocketbank 'Otkryty Kosmos' card

The bank does not have physical branches, but this does not prevent it from offering card delivery to 29 cities. Check the list of locations where courier delivery is available to receive your banking product within 1-2 business days:

  1. Moscow.
  2. Saint Petersburg.
  3. Yekaterinburg.
  4. Novosibirsk.
  5. Samara.
  6. Tolyatti.
  7. Kazan.
  8. Nizhny Novgorod.
  9. Chelyabinsk.
  10. Krasnodar.
  11. Krasnoyarsk.
  12. Rostov-on-Don.
  13. Tyumen.
  14. Perm.
  15. Ufa.
  16. Saratov.
  17. Irkutsk.
  18. Omsk.
  19. Volgograd.
  20. Izhevsk.
  21. Tomsk.
  22. Yaroslavl
  23. Barnaul.
  24. Voronezh.
  25. Tula.
  26. Orenburg.
  27. Sochi.
  28. Kaliningrad.
  29. Naberezhnye Chelny.

If your city is not on the list, you can inquire about delivery to areas in the immediate vicinity of these locations. The bank allows courier delivery within a radius of up to 100 km.

Deposits up to 600,000 RUB are always free; amounts exceeding this are charged at 1.5%, with a minimum fee of 50 RUB. Free account transaction statements are available.

Terms

Requirements for obtaining the Rocketbank 'Otkryty Kosmos' card

The borrower must be a Russian citizen residing in one of the 29 cities where the card is delivered by courier. You can check your region to see if delivery is available to your location:

  • Must have Russian citizenship, verified by a passport.
  • Applicant age: 14 or older (the card has youth status).
  • A smartphone is required, as all activation and cashback features are only available via the mobile app.
  • Must have a valid phone number and email address.

Otherwise, the application requirements are identical to the 'Uytny Kosmos' debit card.

  • Age: from 14 years.
  • Citizenship: Russian Federation.
  • Mobile phone: required.
  • Email: required.
  • Identity document: Russian citizen passport.

Our debit card comparison service offers you the opportunity to apply for the 'Otkryty Kosmos' banking product from Rocketbank.

Review the information on our website and check your region of residence for courier delivery availability.

  1. Follow the link to the bank's website.
  2. Fill in the required information online to receive the debit card.
  3. Download the mobile app to access all available features.
  4. Wait 1-2 business days for the courier to deliver the card to your specified address.
  5. The card is delivered to the applicant's office, registered address, or place of temporary residence.

You can always get a free consultation on available banking products by calling our hotline at 8 (800) 200 07 08.

Remember that if you have a balance, you will earn 5.5% interest per annum on the remaining funds, calculated monthly.

Rates

Payment instrument
Mastercard
Card type
World
Card validity period
60 months
Interest rate on the balance of available funds
5,5%
Cash withdrawal (conditions)
For amounts up to 300,000 RUB – 0%. For amounts over 300,000 RUB – 1.5%.
Annual credit card maintenance fee
Free if conditions are met: 100,000 RUB balance and 20,000 RUB in monthly spending. Otherwise, 290 RUB per month or 3,480 RUB per year.
Overdraft
Not provided
Delivery scheme
Courier service only for 29 cities.
Delivery period
1-2 business days
Money transfers
Monthly up to 100,000 RUB – free. Over 100,000 RUB – 1.5%.
Loyalty programs
1% cashback on all categories. Up to 10% cashback in the 'Favorite Places' category.
App
Apple, Android platforms
Internet bank
Yes, free of charge
Borrower's age
From 14 years
3D Secure
Available
Contactless form
PayPass
Currency
Dollars, euros, rubles
Overdraft penalties
No, due to the absence of overdraft

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

I have submitted an application; how will the card be delivered?

Check the list of 29 cities on our website where courier delivery is available. If your city is not on the list, check with a bank representative regarding delivery options.

I received the card but cannot activate it; what should I do?

The banking product requires downloading the mobile app. Download the software to your smartphone and follow the app's instructions.

How do I check my account balance?

Available information is displayed on the mobile app screen. Additionally, you can request a free account statement via email.

I am 14 years old; can I get the 'Otkryty Kosmos' card?

Yes, you can apply, as the debit card has youth status and includes excellent loyalty programs for the 'Gamers' category with up to 10% cashback.

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