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Who is a loan co-borrower
The difference between a borrower and a guarantor lies in their rights and obligations. A guarantor is the guarantee that... Continue reading
How to improve your credit history at Sberbank
Before talking about how to improve your credit history, let's learn what it is. A credit history represents... Continue reading
What to do if your ex-husband does not pay for the loan
Today, current legislation does not provide for the borrower's obligation to obtain consent for cred... Continue reading
Who pays the loan after the borrower's death
A situation such as the death of the primary borrower is necessarily included in the text of the loan agreement. Finan... Continue reading
What to do with a credit card if the bank's license has been revoked
In addition to credit funds (card limit), the credit card account may hold the client's personal money. Bank... Continue reading
How to lower the loan interest rate (after approval)
Banks do not use a fixed interest rate. This means that for the same product, d... Continue reading
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How to decline loan insurance
It is legally prohibited to require a consumer to use one service in order to gain access to... Continue reading
Loans without income verification: pros and cons
You can take out a loan without proof of income at any Russian bank. The popularity of this product is explained... Continue reading
Can you get a loan with just a passport photo?
Large organizations, such as banks, do not lend to citizens based on photos of documents. Even if approval... Continue reading
What does a pre-approved loan mean
Preliminary loan approval is a notification to a potential borrower that their application has been received by... Continue reading
