Кредитные карты Сбербанка — условия 2026

Updated: 29.10.26
Credit limit, RUB
Grace period, days
Show
22 options
Credit limit: 2 000 000 ₽
Interest-free: 120 days
Cost: From 0 RUB
Rate: From 29.9 %
Decision: From 15 min
Cashback: 50%
Bank Zenit
158
1
Credit limit: 600 000 ₽
Interest-free: 55 days
Cost: From 0 RUB
Rate: From 29.9 %
Decision: From 1 days
Cashback: 10%
Credit Europe Bank
2.42
52961
27
Credit limit: 600 000 ₽
Interest-free: No
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: Yes
Credit limit: 300 000 ₽
Interest-free: 120 days
Cost: From 0 RUB
Rate: From 0 %
Decision: From 15 min
Cashback: 20%
Ak Bars Bank
153
1
Credit limit: 1 000 000 ₽
Interest-free: 200 days
Cost: From 0 RUB
Rate: From 9.9 %
Decision: From 5 min
Cashback: 30%
VTB
3
2624
26
Credit limit: 1 000 000 ₽
Interest-free: 55 days
Cost: From 990 RUB
Rate: From 15 %
Decision: From 2 min
Cashback: 30%
T-Bank
3.33
1934
20
Credit limit: 1 000 000 ₽
Interest-free: 55 days
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: No
Credit limit: 500 000 ₽
Interest-free: 300 days
Cost: From 0 RUB
Rate: From 15 %
Decision: From 5 min
Cashback: 10%
Sovcombank
4
891
20
Credit limit: 1 500 000 ₽
Interest-free: 120 days
Cost: From 0 RUB
Rate: From 19.9 %
Decision: Up to 1 days
Cashback: No
Uralsib Bank
2.5
396
14
Credit limit: 20 000 ₽
Interest-free: No
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: No
Банк-партнер
65
0

Credit card reviews

All
T-Bank
3.81
30
04.10.26 / 16:00

Оформление по «Кредитная карта S7 — T‑Bank Premium от Т-Банка» заняло меньше времени, чем ожидалось: заявку рассмотрели быстро, деньги пришли в тот же день. Из минусов — итоговую переплату сразу не видно, пришлось считать. Еще стоит заранее уточнить про досрочное погашение. Для срочной ситуации вариант рабочий, но без запаса по бюджету брать не советую.

T-Bank
3.81
30
04.10.26 / 10:00

С «Кредитная карта All Airlines Premium от Т-Банка» все прошло без сюрпризов: заявка, проверка документов, деньги — быстро. Единственный момент — дополнительные услуги нужно отключать вручную, по умолчанию они включены. Если продукт нужен срочно, вариант рабочий, но переплату лучше посчитать заранее.

Bank Zenit
4
0
03.10.26 / 22:00

Оформление по «Кредитная «Карта Привилегий» от банка Зенит» заняло меньше времени, чем ожидалось: заявку рассмотрели быстро, деньги пришли в тот же день. Из минусов — итоговую переплату сразу не видно, пришлось считать. Еще стоит заранее уточнить про досрочное погашение. Для срочной ситуации вариант рабочий, но без запаса по бюджету брать не советую.

Best offers

All
4
2
4
20
4
20
4
8

A credit card can be an excellent helper — it can be useful, for example, in the following cases:

  • if you are short a small amount until your next paycheck;
  • if you need to make an expensive purchase or, for example, pay for medical treatment or education, but your own savings are not enough;
  • if unforeseen expenses arise, and so on.

In short, a credit card can be useful to absolutely everyone. Today, you can get a credit card at almost any bank, including Sberbank.

Advantages of Sberbank

Sberbank, as one of the largest and most significant banks in Russia, has many advantages. These include:

  • a wide network of branches and ATMs to ensure convenient customer service;
  • reliability and stability, confirmed by the trust of borrowers and depositors;
  • a large selection of products and services, including loans, deposits, debit and credit cards, investments, and insurance;
  • active development of online services, such as Sberbank Online and the mobile app, for remote management of accounts and products;
  • an individual approach to each customer, taking into account their needs and preferences when choosing products and services.

Credit cards at Sberbank in 2024

Today, Sberbank offers only one credit card — the "SberCard". The credit institution offers the following service terms for it:

  • credit limit up to 1 million RUB;
  • interest-free period of up to 120 days;
  • free annual maintenance and free transaction alerts;
  • from 9.8% per annum on purchases made outside the interest-free period;
  • cash withdrawals and transfers without commission in the first 30 days from the card issuance date;
  • cashback up to 30% for purchases paid for with the credit card.
Sravnim24 recommends!
Offer
Credit
Limit
Grace
period
Rate, %
Cashback
Cost
Rating
600 000 ₽
No
From 0 %
Yes
From 0 RUB
4
1 000 000 ₽
120 days
From 12 %
30%
From 590 RUB
4
500 000 ₽
300 days
From 15 %
10%
From 0 RUB
4
1 000 000 ₽
55 days
From 0 %
No
From 0 RUB
4
1 000 000 ₽
55 days
From 15 %
30%
From 990 RUB
3.33
700 000 ₽
up to 100 days
From 15 %
10%
From 990 RUB
3.33
1 000 000 ₽
No
From 0 %
Yes
From 0 RUB
3.33
1 000 000 ₽
200 days
From 9.9 %
30%
From 0 RUB
3
1 500 000 ₽
120 days
From 19.9 %
No
From 0 RUB
2.5
600 000 ₽
55 days
From 29.9 %
10%
From 0 RUB
2.42
100 000 ₽
No
From 138.7 %
No
From 0 RUB
2

Who can get a credit card at Sberbank in 2024

The credit "SberCard" is available to almost everyone — Sberbank does not have many requirements for future holders. Thus, the card can be obtained by customers who:

  • are citizens of the Russian Federation;
  • at least 18 and no older than 70 years old.

Documents required to apply for a credit card

To get a credit card, it is enough to provide only the passport of a citizen of the Russian Federation. In certain cases, Sberbank may request additional documents confirming income and employment.

How to apply for a credit card at Sberbank in 2024

To apply for the credit "SberCard", you can contact any Sberbank branch. To do this, you need to provide all the necessary documents. You can also fill out an application for card issuance on the official website or in the mobile app of the credit institution. To do this, you need to:

  • go to the credit card application page;
  • click the "Apply Online" button;
  • enter your last name, first name, patronymic, and date of birth;
  • click the "Continue" button;
  • indicate the desired credit limit, passport data, and mobile phone number;
  • click the "Get SMS code" button;
  • enter the confirmation code from the SMS message;
  • click the "Confirm SMS code" button.
  • indicate an additional mobile phone number and average monthly income;
  • click the “Submit” button.
Updated: 23.10.2024
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