Cash loan from Bank Zenit

Like all other credit institutions, Bank ZENIT offers full or partial loan repayment. To make an early payment, borrowers must notify the lender of their intention in advance. Afterward, the bank will debit the required amount from the account for full or partial repayment of the consumer loan.

If a borrower misses a monthly payment, the lender charges a penalty. Its amount is 0.1% per day of the overdue debt amount. In addition to the fine, the client must pay the principal loan amount and accrued interest.

People who meet the following requirements can apply for a loan at Bank ZENIT:

• Russian citizenship;
• with permanent registration in Russia;
• with a place of residence matching the place of work;
• aged from 21 to 70 years inclusive;
• with a work experience at their current job of at least 12 months for individual entrepreneurs, business owners, and the self-employed;
• with a steady income sufficient to cover monthly payments.

To submit a loan application, you must provide the following documents:

• Russian citizen passport;
• a document confirming income (2-NDFL certificate, 3-NDFL tax return, bank-format certificate, free-form certificate, salary or current account statement from any bank, and so on);
• an application form.

You can receive a consumer loan via bank account transfer.

Consumer loan repayment occurs through automatic debiting of the required amount from the account at Bank ZENIT. Meanwhile, you can top up the account in any convenient way:

• at ATMs of Bank ZENIT, partner banks, and third-party credit institutions;
• by transfer between your own accounts;
• by transfer from cards of other banks.

Short name: PJSC "Bank ZENIT" 

Tax ID / KPP: 7729405872

BIC: 044525272

KPP: 772701001

CORR. A/C: 30101810000000000272

OGRN: 1027739056927