How to get a cash loan at Vostochny Bank

Vostochny is a nationwide bank founded in 1991 in Blagoveshchensk. Today, the institution disburses consumer cash loans to individuals. The financial company has a large number of branches, which are predominantly located in Eastern Siberia and the Far East.

If you lack funds for renovating a country house or apartment, purchasing a vehicle, or paying for education, a cash loan from Vostochny is just what you need. Submit an application using our service today and start bringing your ideas to life tomorrow. The financial company operates around the clock without weekends and holidays, so you can create applications both early in the morning and late at night.

Product description

The cash loan offered by the financial company is disbursed only in the national currency — the ruble. Other options are not considered. According to the lending terms, the maximum amount a client can apply for is 3 million RUB; the minimum is 80 thousand RUB. Applications for financing are approved within a day for individuals aged at least 21. Reviews show that most often, the SMS with the decision arrives at the specified phone number within 30 minutes.

The loan is available to retirees and working applicants who can confirm their income with documents. The interest rate depends on the borrower's status (new or returning client) and the requested amount, but is at least 9.0% per annum.

How to get a cash loan

To submit a loan application, use the slider on the online calculator to set the desired amount and term. For example: you want to borrow 2 million rubles for a term of 24 months. In this case, the overpayment will be 192,856 RUB.

Next, you need to enter your full name, phone number, date of birth, and email address. Before submitting the application, you must confirm your consent to the processing of personal data.

Note! While waiting for the decision, do not call technical support multiple times. The notification arrives within one day to the specified phone number or email.

How to repay the loan: various methods

To avoid damaging your credit history, fulfill your obligations and make payments in accordance with the established schedule. For convenient loan repayment, choose any of the following methods:

• Instantly.

Cash at branch cash desks if you have a plastic card — this significantly saves time. If you do not have a card, contact the teller, and they will guide you on the next steps.

Please note! A third party can pay the loan in your absence. To make a payment, you must provide the contract number and present a passport.

You can pay the loan at the organization's terminals and ATMs with cash-in function using a card. They are located at Vostochny Bank and in "Zones 24".

• Commission-free — in Internet banking and Mobile banking using a card from another financial institution (crediting time is about three minutes) and in the "Prosto Kredit" mobile app (crediting time is three minutes).
• On the website www.vostbank.ru by contract number from any bank card. The funds are credited to the account within three minutes. A fee of 1.5% is charged for the service, with a minimum of 50 RUB.
• With the assistance of the bank's contact center staff using any card. When choosing this method, the commission will be 2.5% of the transfer amount.

Vostochny Bank allows you to pay off loans through partners:

• Golden Crown – Loan Repayment service. A commission applies. The amount should be verified with the teller.
• Svyaznoy and Tele2 store networks. Commission is 1.0%, but not less than 50 RUB.
• QIWI payment service. A fee of 1.8% is charged for the transfer; the minimum amount is 120 RUB.
• CyberPlat. The commission is 1.5%. Min. is 50 RUB.

You can also transfer money using Russian Post, make transfers from another institution, or based on an application from the client's place of employment.

Note! When choosing a bank transfer, be careful. The crediting period is up to 5 days. To avoid overdue payments and protect your credit history, make payments in advance.