UralSib Bank partners

UralSib Bank partners

To expand its geographical coverage, a bank can conclude an agreement with a third-party financial institution to use its ATMs. In this case, the partner receives a percentage of transactions carried out through its equipment or other remuneration, while the card issuer enhances customer convenience.

Uralsib focuses on placing its own ATMs across the country, while also being a participant in the "ATLAS" ATM network, which allows its cardholders to use third-party bank equipment at special rates. Currently, the Uralsib ATM locator contains information on the following partners:

• First Investment Bank JSC;
• EXI-BANK JSC;
• Bank of Kazan LLC;
• Transstroybank JSC;
• Plus Bank PJSC;
• Kuban Commercial Bank JSC;
• YUG-Investbank OJSC;
• Russian Savings Bank LLC;
• TOMSKPROMSTROYBANK PJSC.

Conditions for cash withdrawal and deposit using an Uralsib card at a partner bank's ATM

If a client withdraws or deposits money via a partner ATM, it does not guarantee that the transaction will be free of charge. The commission fee, as well as cash withdrawal limits, is determined by the Uralsib card terms and conditions, as well as by the ATM owner bank itself.

Commission for cash withdrawal/deposit

Uralsib has established unified tariffs for cash issuance through third-party organizations. Thus, you can withdraw cash from a debit card in the amount of 3000 RUB or more for free at other banks' ATMs (including partners). If a small amount is required, you will have to pay a commission of 99 RUB. The fee will be even higher if the transaction is made abroad. For cash issuance abroad, the bank will withhold 1%, but not less than 110 RUB.

Cash can be deposited onto the card via payment terminals that accept cash. At the same time, the fee for such a transaction at an ATM of a financial institution from the list published on Uralsib's website will be 0.5%. The bank does not charge a fee for account replenishment at other ATMs, but the equipment owner has the right to do so. When a card account is opened in a foreign currency, debiting and crediting are possible in the same currency, provided that the terminal supports it. The fee is also determined in euros or dollars and is specified in the tariff plan.

As for credit cards, all tariff plans set a single transaction fee for bank-branded and third-party ATMs: 3.99% of the amount plus 300 RUB. At the same time, it is worth noting that when using equipment from another financial organization, the ATM-owning bank may charge an additional fee. This rule applies to both debit and credit cards, so you should carefully review the commission fee before receiving cash.

Cash withdrawal limits

The bank has set restrictions on cash withdrawals via ATMs. For most products, they are as follows:

• maximum amount per transaction: from 50,000 to 150,000 RUB;
• maximum total transaction amount per day: from 50,000 to 300,000 RUB;
• maximum total transaction amount per month: from 100,000 to 500,000 RUB;
• maximum number of transactions: 30 per day, 100 per month.

For holders of Platinum and other premium privilege lines, there are more benefits: you can withdraw up to 300,000 RUB at a time, the daily cash withdrawal limit is 500,000 RUB, and the monthly limit is 1,000,000 RUB.

Answers to frequently asked questions

To conclude the article, we will answer the most frequently asked questions on the topic.

Is it safe to withdraw cash from a Uralsib partner bank ATM?

Uralsib enters into partnership agreements only with trusted financial institutions, but when using any ATM, safety rules must be followed:

• choose ATMs located in crowded places (for example, a shopping center or bank branch);
• cover the keypad with your hand when entering the PIN code;
• take the cash from the dispenser quickly and do not keep it in plain view.

If you are concerned about the security of your funds, it is best to immediately call the card-issuing bank or the police.

Where can I find the addresses of Uralsib partner branches and ATMs?

The bank's official website has an "Offices and ATMs" section. There you can view, both as a list and on a map, the full list of financial institutions and their ATMs where you can withdraw or deposit cash onto a Uralsib card in your region.

Is there a fee for checking the card balance at a partner ATM?

Uralsib does not charge a fee for a balance statement, but the ATM-owning organization has the right to independently set a fee for checking the balance. It is best to clarify this information in advance.

To withdraw cash without a fee from a Uralsib card, it is not necessary to use a partner bank ATM. Amounts over 3,000 RUB can be withdrawn from the account for free at almost any ATM. However, you must keep in mind that the credit institution that owns it may independently set the fee for any transaction. Check all ATM usage conditions in advance via the bank's hotline, on their website, or at a branch.