Installment cards

Thanks to honest reviews, you can make a smarter choice

Kviku
3
0

Used the Kviku card to buy a new washing machine in installments. The process was simple and straightforward, and it's very convenient that everything can be done online.

MTS Bank
3.33
22

I applied for this MTS WEEKEND card, thinking it would be convenient. But in the end, it's not all that great. I'll say right away that customer service is a 3. They can't always help, and sometimes they don't even understand the question. The card itself is fine, but the interest... the interest rates are a bit steep, to be honest. The limits seem okay, but the cashback doesn't really work out as well as they promise. Autopayments work, which is convenient. Cashless payments are fine, but the application processing time is long. It doesn't ruin your credit history, which is a plus. Balance and statements are no problem. The card's validity period is standard. Card-to-card transfers are fine. Card maintenance is okay, but the online banking sometimes lags. Overall, mixed feelings.

Promsvyazbank
3.13
20

I got a card at Promsvyazbank, the terms looked attractive. Double cashback is cool! Validity period is normal, set up auto-payments quickly. However, the interest rates for repayment are a bit high, and the card limit could be bigger. The credit limit is average, but enough for me. No problems with statements, balance is always available. Application review time is super, 2 days and I have the card. No questions regarding credit history. Cashless is convenient, card-to-card transfers without issues. Customer service is top-notch. Online bank gets a 5 out of 5! Overall, I'm satisfied!

Sovcombank
3.33
21

Использую "Халва" от Совкомбанка для покупок в рассрочку. Обслуживание карты удобное, кредитный лимит достаточный. Отличный выбор для экономии семейного бюджета.

T-Bank
3.81
30

I have been using a T-Bank card for a long time, I got it for cashless payments, but I use all the benefits. The loyalty program is super, I constantly get cashback, it's very convenient to pay with auto-payments, and track the balance and statements via online banking. I like the card maintenance, the validity period is as long as 3 years. I make card-to-card transfers without problems, the credit limit suits me. The card limits are normal, interest rates too. Most importantly, it has a good effect on my credit history. Getting the card took a little time, but it was worth it. Their service is simply top-notch!

Got a card to buy a new TV. The installment terms were attractive, and the application process was fast and transparent. I've been using the card for half a year now, and no hidden fees have been found. Highly recommend!

Overall, the bank is not bad, but the URBAN CARD is not great. They provide installments, but the interest rates are high, and the 50,000 limit is a bit small. There is cashback, but not on all purchases. Card maintenance is free, which is a plus. Online banking works stably; I check my balance and statements regularly. I've made card-to-card transfers, everything is fine. Bottom line: it's usable, but there are better options.

Promsvyazbank
3.13
20

I got the "Double Cashback" card at Promsvyazbank. I was pleasantly surprised by the processing speed of the application – approved quickly, despite not having the best credit history. The credit limit is normal, enough for my needs. I use auto-payments, it's convenient not having to remember about utility bills. Cashback is really twice as much as other banks, especially great when getting gas or buying groceries at the supermarket. No problems with online banking, I always see my balance and statements. Customer service is at the highest level, all questions are resolved quickly and without a headache. Anyway, I recommend it!

MTS Bank
3.33
22

I have been using the MTS WEEKEND credit card for six months. I opened the card for the convenience of paying for purchases on weekends and was pleasantly surprised - up to 30% cashback! The service works properly, plus the card helps me save on my favorite hobbies and entertainment. An excellent solution for adult men!

Kviku
3
0

Hello everyone! It's very convenient to be able to make card-to-card transfers. The credit limit is a bit small for now, but they say it will be increased over time. The application was reviewed quickly. Card maintenance is free for now, but I don't know how it will be later. Online banking is very user-friendly; statements and balance are always at hand. Customer service resolves issues promptly. I recommend it to everyone!

I applied for the Platinum card and I'm very happy with it! It's convenient that the balance and all statements are visible immediately. The limit is good, though the interest rates could be lower. Wonderful loyalty program and cashback. Customer service is top-notch!

UBRR
2.8
15

I got a credit card at UBBR. So to speak, I tried it out myself. I didn't like it very much. The interest rates are small of course, but the card limits are low, the cashback is small, and card maintenance is paid. Online banking is inconvenient, the balance constantly shows the wrong thing. Automatic payments don't work out. In general, I don't recommend it.

The guys made an excellent installment card. I've been using it for half a year, and it has never let me down. The card limits are quite adequate, enough even for big purchases. Online banking works without issues, I'm always aware of how much is left in the account. Balance and statements arrive on time. The only thing is, I'd like a higher credit limit, but that's just nitpicking.

Promsvyazbank
3.13
20

I applied for the Double Cashback credit card from Promsvyazbank for online shopping and trips abroad. I got percentages back from every purchase, which is a nice bonus. The card design is stylish, and service at the bank branch was prompt. So far, I am happy with this service.

Promsvyazbank
3.13
20

I applied for a Promsvyazbank card. The application review time was super — fast and hassle-free. The credit limit was satisfactory, and the rates are tolerable. The plus is double cashback, which makes spending really nice! Downsides: customer service still leaves much to be desired, but I hope they improve. All in all, I'm satisfied for now.

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