Installment cards

Я решила воспользоваться картой рассрочки Т-Банк Платинум для покупки нового холодильника. Услугой предложенной банком осталась довольна: без лишних заморочек, с минимальным набором документов, карта была оформлена. Рассрочку предоставили на 6 месяцев, что очень выручило. Рекомендую!

I don't really like all these banking things of yours, but you can't go anywhere without a card now. A friend advised me MTS WEEKEND, she says it's very convenient. And indeed, not bad. The application was reviewed quickly, the card was sent. The credit limit is normal, enough for my needs. I use it mainly for cashless payments - paying for utilities, shopping in the store. Cashback is a nice bonus, not big, but still nice. I didn't quite understand the interest, but so far nothing terrible seems to be happening. Card service is quite convenient, you can view the balance and transaction history through the app. I set up auto-payments, now I don't forget to pay bills.

I used the "Double Cashback" credit card from Promsvyazbank to buy a new phone. They refunded 10% of the cost, very convenient and profitable!

Used the Kviku installment card to buy a new laptop. Everything was simple and convenient: I applied for a virtual card in the app, immediately received a decision, and bought the desired product. The terms are transparent, no overdraft. I recommend this service!

I got the Platinum card at Russian Standard, and my impressions are mixed. On the one hand, the card arrived quickly, the application review time was minimal, and the credit limit was high. Online banking is convenient, and card-to-card transfers are fast. On the other hand, the interest rate is high, and the card limits are low. Cash back is low, and the loyalty program is unimpressive. Customer service leaves much to be desired, and card maintenance is paid. Overall, a solid three out of five.

I applied for a credit card at Promsvyazbank, attracted by the "Double Cashback" offer. The application was reviewed quickly since my credit history is spotless. The card limit is normal, although not the maximum. Online banking is convenient, I can always see my balance and statements. The cashback is really double, which made me happy. But customer service is a pain; contacting an operator is a whole epic! Overall, I am satisfied with the card.

I got the Platinum card at Russian Standard. At first, I liked it—the credit limit was large, and I got it through a promo with cashback. But then the problems started. Card-to-card transfers cannot be made without a commission, even within the same bank. The card's validity period is only a year, and then you have to process everything all over again. And another thing—card maintenance is paid, which was not mentioned in the ad. Overall, I do not recommend this bank.

Guys, let me tell you about this "Halva". I ordered it, thinking I'd give it a try. It arrived quickly, the validity period is fine, the credit limit is decent. But here's the catch – card maintenance turns out to be paid! I somehow didn't notice that when I read the terms. On top of that, the interest rate for using credit funds is high. Refunds aren't great either: I waited a long time for my money back. I made card-to-card transfers – no problems. Customer service is fine too, they explained everything and helped. But those interest charges and card maintenance... Maybe it works for some people, but I won't get it here again.

I applied for an installment card at Credit Europe Bank. Mixed feelings. On the one hand, the card is convenient—sufficient limit, cashback, and the ability to make card-to-card transfers. Auto-payments are an absolute lifesaver! But customer service leaves much to be desired. It's hard to get through to the bank on the phone, and visiting a branch means waiting in lines. Balance and statements arrive with a delay. Overall, the card is not bad, but there are issues with customer service.

Recently got a My Freedom card. It's very convenient that the application was reviewed quickly, no need to wait long. Online banking is also fine, everything is clear and without unnecessary complications. I check my balance and statements right in the app, everything is at hand. They don't ruin your credit history, which is a plus. The guys in support are polite, helped me set up auto-payments. The card's validity period is also fine, nothing to complain about. Overall, I'm satisfied!

I recently got the Kviku Virtual card. Things are hard at work, and very little is left for purchases. I liked the credit limit, cashback, and loyalty program. Card maintenance is convenient, and auto-payments work without any issues. The card's validity period is quite long. Support responds quickly and helped with a refund. The only thing is that the interest rates could be lower. But overall, I like it.

Пользуюсь картой рассрочки Т-Банк уже пол года, очень нравится! Регистрировалась через онлайн-банкинг, быстро рассмотрели заявку, несмотря на то, что кредитная история у меня средняя. Дали хороший кредитный лимит, что приятно удивило. Самое главное, есть кэшбек и программы лояльности, поэтому покупки выходят выгоднее. Обслуживание карты бесплатное, автоплатежи настроила без проблем. В общем, очень довольна своим выбором!

Got myself this URBAN CARD. They gave me a normal limit, there is cashback, card maintenance is fine, and everything can be done via online banking. Statements and balance are always at hand. The card validity period is long. Card-to-card transfers are hassle-free, and the credit limit suits me. The application was reviewed quickly, even with my credit history. Customer service is top-notch; they always help and explain things. Overall, I'm satisfied.

I have been using the MTS WEEKEND card for half a year. Basically, I like everything. They gave a normal limit, even more than I expected. I use lifetime cashback, which is cool. I make cashless payments all the time; it turns out convenient and fast. Plus, as I understand it, payments go towards building credit history, so I think that's a plus. I also like the loyalty program, bonuses are awarded immediately, and you can pay for mobile services or buy something. I made card-to-card transfers a couple of times, also without problems. In general, everything is fine.

The card is fine, you get installments, which is what you need, and there's also cashback. The URBAN CARD is always in my wallet, making cashless payments convenient. Their loyalty program is also not bad, bonuses keep trickling in. I check everything online—balance, statements, basically very convenient. And most importantly, if anything happens, refunds are fast. There you have it.