Reviews

The main advantage is that the card is made the same day; you don't have to go to the bank a hundred times to apply and pick it up. I got it for the cashback, since I don't like cash and it's easier to pay with a card everywhere. At the end of the reporting period, points can be exchanged for real money, which adds up to a decent amount. You pay for card maintenance once a year.

The terms for this debit card are mega profitable; actually, I have no regrets at all about opening this specific piece of plastic rather than a card from another bank. I use the card literally every day. The cashback suits me completely.

For me, the Otkritie card is my second main card, which handles all the resources I use frequently. I am satisfied with the service, the personal account is user-friendly, and there are no problems with the bank or with money disappearing. Everything is recorded in the history. The card is excellent, a true assistant for those who make purchases and payments.

A card like any other, nothing particularly special about it. I applied for it three months ago; my wife bought clothes in online stores several times, some things for our dog, and kitchen utensils, but the promised cashback still hasn't been returned. Some say it's about time it was credited, others say it's too early. Let's wait and see. In the meantime, my attitude toward this card is neutral.

For me, this card has become the most convenient one. First, I quickly applied for and received it without any paperwork. Second, I pay with it absolutely everywhere, and I also have the opportunity to pay for all my utility bills, mobile communications, and more in the mobile app. Most importantly, without any commission.

I have been using the card for a year now. Everything suits me. The card is issued for 5 years, annual maintenance is free. There are many partners offering discounts and cashback up to 21%. You can get it at the bank or via courier. Transactions are instant, and all operations can be viewed in the mobile app. It would be cool if there was also interest on the account balance.

In an era of cashback and free card maintenance, cards with higher monthly fees look like nothing short of robbery. The card has a high interest rate; consumer loans are currently around 12-13%, so you're already overpaying on that, plus maintenance. At least they could add a savings component on the account balance.

I used this bank's services a long time ago, and now I've also got a card. I applied for it on the website, and they notified me via SMS and a call when I could come and pick it up. The staff helped me 'set it up' and use it to its full potential. Now I pay for purchases conveniently; crediting and payment happen within 5 seconds. Another plus is that support is always in touch.

I have the 'Your Cashback' debit card from Promsvyazbank and I am very satisfied. The card has a very low annual fee compared to debit cards from other banks. Plus, if you meet certain minimum requirements on the card, you can use it completely free of charge. The card offers good cashback and good interest on the account balance.

I work closely with Otkritie Bank. I even have a brokerage account opened with this bank, I do trading, and it is very convenient to withdraw money from stock market speculation to this card and use this money. For example, the Moscow Exchange gladly makes transfers to this card. It's convenient, easy to use, plus has a high withdrawal limit.

I received the card at a bank branch. Everything was issued and activated very quickly. I didn't sit in a queue. Money is debited immediately for online purchases from the card. There are no glitches in this regard. Support service answers calls around the clock. Everything is reliable and as transparent as possible.

My spouse and I use this card both physically and electronically (via the mobile app). It is very convenient that there is also an additional mobile app. At the beginning of each following month, points are credited, which are easily converted into rubles and used for purchases in stores.

I was attracted to this card by the terms, both regarding the interest on the balance and the cashback. That's actually why I opened it. They didn't lie, everything is as stated—the card terms turn out to be quite profitable. So I will continue using it.

I've been using the card for three months. Overall, I'm satisfied. I connected the bonus programs. In the first month I used Perekrestok, then 36.6. I've already managed to spend the bonuses. The first year of maintenance is free; not all debit cards offer this. Applying took 10 minutes, and I installed the app without any issues.

Probably everyone has been in a situation where they urgently need money and simply have no one to borrow from. That is why I applied for a Bystrokarta at the bank. It has a minimum interest rate that is easy to pay off, and it is a bank that is a pleasure to deal with. The minimum card limit of 100,000 and fast personal delivery inspire trust in the bank. I use it with pleasure and am grateful to the bank for the cooperation.