Reviews
Thanks to honest reviews, you can make a smarter choice
I like using this bank, I receive my salary through it. Good, profitable terms for clients)))
I have been using the gold card for six months now. For me, the main advantage is good Spasibo bonus accumulation, which then allows you to make purchases with a good discount. Also, withdrawing cash is convenient, since previously I could withdraw no more than 50 thousand from a regular card
I very often make purchases on the internet, so for these purposes, I decided to apply for the Pochta Bank "Online" debit card. Now I have the opportunity to buy goods at the best price and also return the item if it doesn't suit me. It is very convenient for me that I can pay via computer without even leaving home.
This card suits me in every respect. Cash withdrawals here are commission-free. That's profitable. I also like that there is a high cash withdrawal limit here. There is decent cashback, which I actively use. For any questions, I turn to the bank's employees. I can get detailed answers. They respond promptly here.
Out of curiosity, I looked through Pochta Bank's debit cards and it dawned on me that their management is stuck in the past. The "Gamer" debit card is practically a copy of other cards, and I don't really understand why three identical cards are needed. The only difference is the appearance of the cards, but if people "fall for" a picture, they will fall for anything.
I liked taking out a loan here because I didn't have to worry about interest overpayments for the first 120 days. So I always tried to repay the bulk of the loan precisely in a way that fit within this period.
I've been using the card for a short time, but I've already appreciated its benefits. I get 5% and 2% cashback on purchases, depending on what and where I buy. I always check my card balance through the mobile app installed on my phone.
I'm sure there are a couple of life situations where such terms would be justified. At 30% per annum when the key rate is at historic lows and [the spread] is 5%, such interest rates are wild. It turns out the company can borrow money at 5% and sells it at 30%, plus paid maintenance and no interest on the account balance.
Обычна кредитка, правда с одним из самых маленьких минимальных платежей по кредиту, рассмотрение заявки в течении суток, льготное время оплаты оплаты кредита стандартное. Из предложений банку: сделайте доставку карты курьером, 21 век на дворе.
@rambler.ru 95.47.125.216 I have been using Sberbank Gold for a year and a half. I use the Visa version as it is more profitable for me in terms of international transfers and contactless payment availability, since I often forget my card at home. Otherwise, I use it most often for payments at gas stations, cafes, and supermarkets. Over the past year, I received 27 thousand RUB in total cashback. So it is really profitable, even taking into account the 3 thousand fee for maintenance.
Я в этом банке Открытие открывал брокерский счет и мне предложили такую карту. Удобная, вся прибыль с трейдерской спекуляции поступает на ее, а так же можно легко пополнить в практически в любом банкомате, снять наличные или с помощью карты расплатится за покупку товаров как в простых магазинах так и в интернет. Пока доволен этой картой.
Yesterday I applied for the Twins debit card from Alfa-Bank. I trusted the terms and the maintenance cost. I also note that I trust the VISA payment system (my husband and sister use bank cards from this particular system).
I am a customer of this bank. I ordered a gamer card for my son. I really liked the design. The card is made in a vertical format. Also, the 12% cashback was a pleasant surprise. Lots of perks for plastic cardholders.
Пользуюсь уже второй месяц данной картой. Оформил на сайте а получение заказал через почту России. За снятие есть процент как и у всех, поэтому тот же бензин или магазинные покупки оплачиваю картой. При этом нет комиссии за пополнение, что тоже плюс. В общем пока никаких подводных камней не всплыло.
Оформляла заявку на получение карты онлайн на сайте банка. Саму карту привез курьер через две недели. Главное преимущество для меня, что карта возвращает кэшбек 3 процента на любые виды покупок, а не только на покупки из магазинов партнеров. Кэшбек конечно не очень большой, но за то гарантированный и стабильный.
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