Reviews

A very practical and convenient card. I withdraw interest from it every month, and this certainly makes me happy. Getting the card is not difficult at all, especially through the online banking in Pochta Bank—it's a matter of a minute. I am happy to recommend it.

I've been cooperating with Sberbank for a couple of decades, keeping my sole proprietorship account here as well as my personal funds, and now I've received a 'Gold Card' from Sberbank. SMS alerts cost zero rubles, and account maintenance is low. It seems like a small thing, but it's nice). I'm making full use of this card's features; I really like its status and increased limits. Plus, getting and issuing it is uncomplicated.

To be honest, I don't quite understand this marketing move. This same bank has a debit card with 12% cashback instead of 5% like this one. Otherwise, the offer conditions are similar. Frankly, it's unclear why there should be two identical cards with different cashbacks. In my opinion, this only creates confusion when choosing.

I think when Ovechkin decided to star in Promsvyazbank's commercials, he also suggested the business model. Otherwise, I don't understand how a bank that wasn't particularly well-known could gain momentum so sharply and offer quality products that can compete with the country's top banks. A friend uses this card and is more than happy with everything.

I have been a VTB client for several years now. The debit card is a real lifesaver for me since I use it for purchases quite often, and 2.5% cashback on each is quite generous. Plus, I can always withdraw cash without any problems.

My daughter and I got this card when she left to study in another city, and I transferred money to her living expenses and rent using this card. It's convenient, and you can use it anywhere in the country. Almost all stores accept it for payment, and you can easily pay utility bills using this card. My daughter is happy.

A couple of times after getting this Home Credit card, I bought goods at Korablik stores and received 3% cashback on the purchase amount. It seems like a trifle, but it's nice. Yesterday, I used this card to pay for MTPL insurance at the insurance company, and the transaction went through without any issues. Quite a modern and reliable debit card.

Interesting and profitable offer from the bank. You can apply online, basically card manufacturing doesn't take that long and you can arrange delivery via post. I was interested in the possibility of receiving interest on the card balance, as well as bonuses and privileges for Visa holders. I was pleased that the card's validity period is 5 years, and you can also download a free app where it's convenient to perform various transactions.

Despite the fact that I paid for the card issuance, I see only advantages in using it. I withdraw cash with no commission, pay nothing for maintenance, and get discounts at pharmacies and stores. All transactions are instant, and I check balances via the mobile app (for free). I will continue using it.

Great card, lots of perks with cashbacks. No imposed services, fixed interest rate. There is an installment plan system for purchases, a big plus for that. Card maintenance is free.

Superb card, you can participate in loyalty programs and get large cashback, and then pay with it in the store; it turns out very profitable to make purchases in stores.

The card is profitable because I get good cashback from purchases, as they say, I saved money. A nice bonus and, I think, necessary in our time. I recommend it to all my relatives and friends.

"Otkritie" hasn't brought anything new to the market; on the contrary, it's somewhat disappointing that a bank trying to carve out its market share is releasing a product that already exists. I can name at least two banks with similar cards for which it was a breakthrough. Even though the bank is state-owned, you can't just herd clients in.

I've been using this card for over two years because in our small town it's probably the only reliable bank besides Sber. I can't say anything bad, the service is up to standard. There have never been any payment delays. All the benefits this card gives me suit me completely. Transfers to other cards have a small commission.

I applied for this card very recently online and am completely satisfied with using it. The card is convenient to use and very profitable. The processing time is certainly not short, so you have to wait.