Reviews

I took out a property-backed loan at T-Bank. The interest rate turned out fine, and the loan terms were also acceptable. But I guessed the credit limit a bit wrong; they gave me less than I expected. There were no problems with the service, the staff were polite and explained everything. The application was approved quickly; by the second day, they were already calling and inviting me to finalize the loan. All terms were transparent, with no hidden fees. However, I didn't really like the collateral valuation; they valued it too high. Overall, my impressions are mixed.

At first glance, everything was great: friendly staff, fast transfers. Online banking is really convenient, and the mobile app is fine too. But then they called me and offered a credit card, promising good cashback and bonuses, but the interest rates turned out to be very high. I am shocked that this is even possible. Customer loyalty is literally at zero. Some kind of shady schemes rather than banking work.

I got the Smart UnionPay card from Gazprombank. Overall, I am satisfied. The fees are quite reasonable, and interest on the balance is accrued regularly. Online banking is convenient, I can always see the balance and statements. Cashless payments go through quickly. There were no issues with service. I recommend it.

I took out a car loan at T-Bank. I am pleased with the fast processing and reasonable interest rate. It is convenient to repay via a debit card. Service is up to standard. I recommend it!

Recently took out a loan at this bank. Service is on level, everything is clear and fast. The mobile app is user-friendly, I carry out all operations through it. Loan interest is acceptable. Bonuses and cashback are also pleasing.

Recently got a credit card from OTP. I was pleased with the review time - literally the next day everything was ready. The card limits are quite decent, seems like enough for everything. The interest after 120 days isn't astronomical either. Cashless payments are a handy feature, especially now when you try to minimize contact with cash. Refunds go through without issues, everything is clear and fast. Online banking is also up to par - I always know how much money is in the account. Overall, I like everything so far, no problems have arisen.

Normal bank, responsive service. Mobile app is convenient, everything is clear. But loan rates are a bit high, though the cashback is pleasing.

Terrible! T-Bank, never again! Customer service is stuck in the Stone Age. I applied for a debit card and waited a week for review. Online banking glitches constantly, impossible to check the balance. Account maintenance fees are too high, and the cashback is tiny. I advise looking for another bank.

I have been using the debit card from Gazprombank for a year now. I got it quickly, without unnecessary questions. The fees pleasantly surprised me—they aren't high. The interest on the balance and cashback are super! Card-to-card transfers are instantaneous. Customer support is top-notch, all issues are resolved promptly. Refunds without any hassle. Cashless payments go through without failures. Online banking is easy to use, always up to date with the balance and statements. The card's validity period is also pleasing. I recommend it!

Oh girls, let me tell you, I recently applied for a Troika card from VTB. I've been using it and I'm quite satisfied, honestly. The most important thing is that card-to-card transfers are fast, and the fees are not as high as in other banks. Non-cash payments are also convenient, especially in stores and public transport. Plus, there is a loyalty program where bonuses accumulate, which you can spend later. I also like the card maintenance, everything is simple and clear. The application was reviewed quickly, and literally a couple of hours later the card was issued. I check my balance and statements through the app, everything is clear there. So if anything, I recommend it.

I have been using the card for half a year. An excellent card for everyday expenses. Card maintenance is hassle-free – all operations are fast and clear. I often check my balance and view statements via the app – very convenient.

I have been using the All-Inclusive debit card from Fora-Bank for six months. I got it for the convenience of online shopping and controlling my expenses. The bank's services fully meet my needs. I am glad about the lack of commissions and the quick resolution of issues by the bank's staff. Recommended!

I applied for a card at Credit Europe Bank. The first thing that pleased me was that they reviewed the application quickly, despite not having the best credit history. The credit limit is decent, and the cashback is also pleasing. I use cashless payments and auto-payments - it is convenient and simple. Sometimes I make card-to-card transfers. I have no complaints about customer service, all issues are resolved promptly. Online banking is simple and clear.

Недавно брала кредит в ОТП Банке, условия порадовали - процентная ставка была ниже, чем в других банках. Сроки кредитования тоже устроили, решила взять на 2 года. Максимальный кредитный лимит для меня был достаточным. График погашения удобный, а самое главное - обслуживание клиентов на высшем уровне! Менеджеры все объяснили, показали гибкость условий. Одобрили заявку достаточно быстро, несмотря на требования к заемщикам. Очень порадовала прозрачность всего процесса, все условия были объяснены до мелочей.

I took out a loan for car repairs. The repayment schedule is transparent, and the interest rate is lower than at other banks. Everything is clear, fast, and without unnecessary questions. Recommended!