The most profitable savings accounts

10 best savings accounts

We have prepared a list of 10 savings accounts with the best interest rates in 2024. For convenience, brief information is displayed in the table:

UBRiR "Turnkey Income"

The maximum interest rate on the UBRiR savings account is 18% per annum. Such a yield is only available when activating the "More Pluses" option.

Alfa-Bank "Alfa-Account"

The account yield will be up to 21% per annum for the first two months of maintenance. The maximum interest will be available for the first 2 months. The base interest rate is 4%.

Gazprombank "Savings Account"

The maximum interest rate for the "Savings Account" deposit is 20.5% per annum. The rate applies to new clients for the first two months when opening an account online: in the mobile app, internet bank, via the contact center, or at an ATM.

MTS "MTS Account"

The maximum yield of the savings account at MTS Bank is 19% per annum. The rate is valid for the first 2 calendar months.

VTB "VTB Deposit"

The maximum interest rate on the savings account is 21% per annum. Such a yield is available for the first two months of maintenance. Starting from the third month, the interest rate will be 16% per annum.

Sberbank "Savings Account"

The maximum yield of the savings account at Sberbank is 16% per annum on amounts starting from 100,000 RUB. The rate is valid for the first 3 months, dropping to 13% from the fourth month.

Pochta Bank "Kopilka"

Pochta Bank offers a maximum interest rate on the "Kopilka" savings account of 20%. This rate is maintained only for the first month; thereafter, it is possible to earn a 15% yield subject to making purchases of 10,000 RUB monthly.

Uralsib "Account"

The maximum interest rate on the Uralsib savings account is 18% per annum. The highest yield can be obtained by calculating interest on the daily balance under the Private tariff.

Renaissance Credit "RenSafe"

The maximum yield of the "RenSafe" deposit at Renaissance Bank is 20.5% per annum. The rate is available from the 2nd month with monthly spending starting from 50,000 RUB.

T-Bank "Savings Account"

The maximum interest rate on the T-Bank savings account is 11% per annum, provided that the paid Tinkoff Pro subscription is purchased.

To summarize. Almost all banks offer the most favorable conditions for new clients or for those who spend large amounts from their card monthly. If you simply want to deposit money at interest, we recommend opening a deposit with Alfa-Bank or T-Bank, depending on the amount you want to deposit.