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About the loan
"Finterra.ru" is a verified and reliable microfinance organization. It has been operating in the micro-lending market since 2015 and during this time has managed to build a strong reputation among borrowers. Here, clients can access both short-term and long-term loans ranging from 2,000 to 100,000 RUB. New borrowers at Finterra.ru can also take advantage of a special promotional offer.
Terms
First-time borrowers at the microfinance organization can get their first loan at 0%. To do this, they need to submit an application for an amount between 2,000 and 30,000 RUB for a term of 1 to 31 days.
Regular clients can choose from the following loan types:
- "Payday money" — from 100 to 30,000 RUB for a term of 1 to 31 days;
- "Convenient money" — from 6,000 to 30,000 RUB for a term of 61 days;
- "Big money" — from 31,000 to 100,000 RUB for a term of 31 to 365 days.
The maximum interest rate for any tariff does not exceed the legal limit of 0.8% per day.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- have permanent or temporary registration within the territory of Russia;
- aged 18 to 80.
To get a microloan, you only need to provide a Russian passport and SNILS. However, the microfinance organization may request documents confirming your income and employment.
A microloan can only be received on a bank card from the MIR, Visa, or MasterCard payment systems.
You can repay the microloan in the following ways:
- using a MIR, Visa, or MasterCard bank card in your account;
- by bank account details transfer;
- in cash.
How to apply
You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:
- go to the microfinance organization's website;
- indicate the desired amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- specify the desired amount and term.
Rates
via bank account details;
via QIWI terminals;
from QIWI e-wallets;
in cash at microfinance organization branches
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