Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
Loading...
About the loan
Microfinance organization "Krediska" is a relatively new microfinance company. The company has been operating only since 2021, but during this time it has managed to establish a good reputation among borrowers. Today they can get up to 30,000 RUB here for a period of up to 25 days, and new clients can get an interest-free microloan.
Terms
Microfinance organization "Krediska" has a special offer for new borrowers - they can get their first microloan without overpayment in the amount of 4,000 to 30,000 RUB for a period of 5 to 21 days. Subject to timely repayment of the loan, the interest rate will be 0% per day. Outside the promotion, from 5,000 to 30,000 RUB is available here for a period of 5 to 25 days.
Early repayment of the microloan is available at the microfinance organization. The service is completely free of charge. In order to close the loan early, you need to pay the debt amount and the interest accrued for the actual days of using the money. You can check the exact amount needed to repay the microloan in your personal account.
The Crediska microfinance organization also offers loan extension. To use this service, you need to pay the interest accrued for the actual time you used the money. You can extend your microloan in your personal account.
In the event of overdue debt, the microfinance organization charges a penalty of no more than 20% per annum of the debt amount. That is, if the borrower received 20,000 RUB but did not repay the microloan on time, they will be charged a penalty of 10.96 RUB for each day of delay plus accrued interest.
Borrowers who meet the following requirements can get a microloan from the Crediska MFO:
- are citizens of the Russian Federation;
- aged 18 and older.
To get a loan, a passport of a citizen of the Russian Federation, a personalized debit or credit card with a positive balance, and an internet-connected device are sufficient.
Microloans can only be received on a MIR, Visa, or MasterCard bank card.
You can repay the microloan using one of the methods listed below:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details — in internet banking or the mobile app, you will need to specify the IFC's details, agreement number, and payment amount.
Bank: Nizhny Novgorod branch of Alfa-Bank JSC
Recipient: Crediska MCC LLC
Tax ID (TIN): 5262378712
BIC: 042202824
KPP: 526001001
Current account: 40701810729050000068
Corr. account: 30101810200000000824
PSRN (OGRN): 1215200013170
How to apply
You can apply for a microloan only online — on the microfinance organization's website. To do this, you need to:
- indicate the desired loan amount on the main page of the website;
- click the "Get" button;
- log in via Gosuslugi or enter your last name, first name, middle name, phone number, and email address;
- check the box and click the button with the arrow;
- enter the confirmation code from the SMS message;
- provide your passport details, registration address, and actual residential address;
- click the button with the arrow;
- provide additional contacts;
- click the button with the arrow.
After filling out the application form, in case of a positive decision, you will need to undergo identity verification and specify the loan disbursement method.
Rates
by bank account details
Customer reviews
Leave a review