Archived Banks of Russia
Reviews
AllEditorial auto-review: The virtual card from the Zaimer service is a convenient financial tool for online settlements. The product is aimed at users who value processing speed and digital accessibility without the need to obtain a plastic carrier. On the pages of the Sravnim24 financial portal, you can get acquainted in detail with the current terms of use, maintenance features, and the procedure for obtaining this card. The service allows you to quickly compare the product's parameters with other market offers before making a decision.
Editorial auto-review: The Privilegiya Credit Card of Opportunities from VTB Bank is a premium bank card with an extended grace period of up to 200 days. The credit limit for the product reaches 1,000,000 RUB, and the base interest rate is 24.9% per annum. The card maintenance cost is 2,990 RUB. Application is available to citizens aged 18 and older without income certificates, with cashback of up to 50% provided. Applications are reviewed starting from 5 minutes. The issuance and maintenance terms allow you to effectively manage personal finances within a premium service package.
Editorial auto-review: The 115 Days 0% Interest credit card from Ak Bars Bank is a classic offering featuring free maintenance and a grace period of up to 115 days. You can apply starting from age 18 without providing income certificates, and a decision is made starting from 15 minutes. Cardholders get access to up to 20% cashback and a credit limit of up to 300,000 RUB. This is a functional financial tool for everyday purchases with a long interest-free period.
Редакционный автоотзыв: Платежный стикер от ВТБ представляет собой современный банковский инструмент, предназначенный для совершения бесконтактных покупок. Этот формат карты удобен для пользователей, предпочитающих альтернативные способы оплаты со смартфона или без использования классического пластикового носителя. На страницах финансового портала Sravnim24 можно подробно изучить актуальные условия обслуживания, тарифы и порядок оформления данного банковского продукта. Специалисты сервиса собрали проверенную информацию, которая поможет взвесить все аспекты использования стикера и принять информированное решение перед подачей заявки на его выпуск.
Редакционный автоотзыв: Пенсионная Альфа-карта от Альфа-Банка представляет собой специализированное платежное средство, разработанное с учетом потребностей получателей социальных выплат. Продукт ориентирован на удобное управление личными финансами и повседневные расчеты. В рамках данного предложения пользователям доступен базовый функционал современной дебетовой карты, включая бесплатное обслуживание и возможность переводов. Оформление карты позволяет пенсионерам перевести получение пенсии на новый счет и пользоваться финансовыми сервисами банка. Подробные условия обслуживания, тарифы и порядок подачи заявки можно изучить на сайте Sravnim24.
Editorial auto-review: The Privilege debit card from VTB is tailored for clients interested in enhanced banking and premium services. The product combines standard settlement functions with additional privileges available within the bank's packaged services framework. When choosing the card, it is important to carefully review current tariffs, free-maintenance conditions, and up-to-date requirements for minimum account balances or purchase volumes. Applications are available online on the official website or via financial marketplaces.
Got Halva, so far satisfied. Everything is simple, it even helps with installment payments for taxes. The online bank is convenient, everything is always visible: balance, statements. Money refunds without problems. I recommend it!
Great card! The limit is quite reasonable, and the interest rates aren't astronomical. The cashback is a nice bonus, especially for non-cash payments. No issues with service, and online banking works without glitches. I recommend it to everyone!
I recently got the "URBAN CARD" and my impressions are positive so far. At first, I was attracted by the installment option, but that's not all! The card offers not just installments, but also cashback, which is very pleasant. Everything is easy and simple via online banking — I check my balance, view statements, and manage my funds without any problems. The loyalty program is also great; there are many partners where you can get a discount. The application was reviewed quickly, in just a couple of days, which made me very happy. Customer service is also excellent; you can always contact the bank and get help. I also like that you can set up autopayments, which is very convenient; you don't have to remember to make payments every time. Overall, I'm satisfied so far!
I applied for the 1-year interest-free card at Alfa-Bank. Bank employee Ekaterina said that I could withdraw cash and there would be no interest for a whole year. In fact, interest was charged on the credit card at 69.99%. And yesterday, the same employee told me, "No..., I didn't tell you that!" ))))) I do not recommend this bank! Con artists and thieves!
I have been using Metallinvestbank for about a year. During this time, there haven't been any critical problems with the bank. The app has changed for the better over the year; you can see they are working on it.
Service at T-Bank is top-notch, the staff is always helpful and polite. I received a debit card with good cashback, very convenient to use. Interest rates are fine, bonuses and loyalty programs are top-tier. I recommend it to everyone!
Editorial auto-review: Cash loan at Uralsib is a program for borrowers aged 21 and older, offering up to 3,000,000 RUB for a term of up to 7 years. The minimum loan amount is 100,000 RUB, making the product focused on medium and large expenses. The application is reviewed quickly — from 10 minutes, which is convenient when there is an urgent financial need. Lending terms imply an individual calculation of the rate, which can start from 3.9% per annum. The final overpayment depends on the amount, term, and the bank's assessment of the client's solvency. The product is available for processing both at branches and online via an application on the website. It is important to consider that the final decision and transaction parameters are approved by the bank after analyzing the applicant's financial situation. Before submitting an application, you should read the full terms of the agreement and the payment schedule.
Editorial auto-review: The "Refinancing at SberBank" product is a bank loan that allows you to combine several active obligations. The maximum financing amount is up to 10,000,000 RUB, and the minimum is from 10,000 RUB. The loan repayment term can reach up to 5 years (60 months). The base interest rate for the program is set at 24.9% per annum or higher. Review of the refinancing application takes from 15 minutes, allowing you to quickly find out the financial institution's decision. The product is aimed at adult citizens (18 years and older) and helps optimize the monthly debt load.
Editorial auto-review: Youth Loan at Sberbank is a program for borrowers aged 18 and older, with amounts ranging from 10,000 to 30,000,000 RUB and terms up to 5 years. The interest rate starts at 24.9% per annum, and decisions are made in 15 minutes or more. The product is targeted at young clients, but is also suitable for other categories if they meet the bank's requirements. Terms are transparent, and applications are submitted online. Before applying, it is worth comparing offers and assessing your solvency. Final parameters depend on your credit history and income.
Bank ratings
| № | Bank | Number | Website | Rating | |
|---|---|---|---|---|---|
| 1 |
Bank Zenit
|
Mail
|
Number
|
Website
|
Rating
  4,00 Loading... |
| 2 |
Renaissance Bank
|
Mail
|
Number
|
Website
|
Rating
4,00 Loading... |
| 3 |
LOCO-Bank
|
Mail
|
Number
|
Website
|
Rating
 3,86 Loading... |
| 4 |
T-Bank
|
Mail
|
Number
|
Website
|
Rating
3,81 Loading... |
| 5 |
Credit Europe Bank
|
Mail
|
Number
|
Website
|
Rating
3,60 Loading... |
| 6 |
Bank Sinara
|
Mail
|
Number
|
Website
|
Rating
3,60 Loading... |
News selection
We will help you choose and get a credit card
Credit cards are issued by a bank and loaded with the approved loan amount. They are very convenient and serve as a great alternative to traditional cash loans. They offer a very convenient way to use borrowed funds both in Russia and abroad. With this card, you can pay bills and make purchases within your credit limit. The limit equals the amount of the issued loan. The maximum loan amount is calculated based on your stable income and credit history.
A bank card is a great alternative to cash. It is very useful in everyday life as well as for traveling abroad (if the card features a VISA logo). Plastic cards are a very modern payment method. Currently, there are about one hundred and twenty million plastic cards in circulation, half of which are credit cards. Cash can be withdrawn from such a card if necessary.
Which bank offers the best credit card?
To get a loan, you should carefully study the issuance terms of each bank and choose the most suitable conditions for you. Each card has its own service tier. They are divided into several main categories: standard, gold, and of course, platinum. Each of them has its own features.
When issuing a large sum, banks typically check your ability to repay on time. First, the bank will provide you with a small non-cash credit line. Then, if you make timely repayments within a period of up to one year, the bank will assess your payment behavior and consider a higher loan limit with a longer grace period.
When traveling abroad, you can pay bills in any currency; the bank will handle the conversion automatically. With a card, you can pay for various services both in Russia and abroad. These services include:
- Purchasing airline tickets
- Shopping in stores
- Paying bills in restaurants and cafes
- Paying for fitness club services
- Paying for travel agency services and more
Credit card holders have 24/7 access to their account.
Benefits of ordering a credit card online:
- The maximum amount is determined by the selected tariff plan.
- Home delivery of the card at a time agreed upon by the bank operator and the borrower.
- You can apply for a credit card not only at a bank branch, but also through an online feedback form.
- Paying for fitness club services
- Free card issuance with subsequent delivery.
Credit card debt can be paid either at the issuing bank or using a cash-in ATM. You can also pay off the debt by transferring funds to the card using another bank card from any Russian bank. No fee is charged for debt repayment via cash.
