MFIs that are guaranteed to provide money

There are hundreds of microfinance organizations operating on the market. Choosing a truly reliable one among them is quite difficult. Therefore, we analyzed all offers and selected 10 MFIs for you that will definitely approve a microloan in 2024.

Sravnim24 editorial team
Imil Tkarev

Contents

10 MFIs that will definitely give money

10 MFIs that will definitely give money

Name of the microfinance organization	Loan amount	Loan term	Interest rate
MoneyMan	from 1.5 to 100 thousand rubles	from 5 days to 18 weeks	from 0% to 0.8% per day
Zaimer	from 2,000 to 100,000 RUB	from 7 to 365 days	from 0% to 0.8% per day
Web-zaim	from 3 to 30 thousand rubles	from 7 to 30 days	from 0% to 0.8% per day
Ezaem	from 3 to 55 thousand rubles	from 5 to 168 days	from 0% to 0.8% per day
eKapusta	from 100 rubles to 30 thousand	from 7 to 21 days	from 0% to 0.8% per day
OneClickMoney	from 500 RUB to 100,000 RUB	from 15 to 180 days	up to 0.8% per day
CreditPlus	from 1 to 15 thousand RUB	from 5 to 30 days	from 0% to 0.8% per day
Dengi Srazu	from 1,000 to 100,000 RUB	from 16 to 180 days	up to 0.8% per day
LIME	from 2 to 70 thousand RUB	from 10 days to 24 weeks	from 0% to 0.8% per day
Joymoney	from 3,000 to 60,000 RUB	from 10 days to 18 weeks	from 0% to 0.8% per day

MoneyMan

loan amount: from 1,500 to 100,000 RUB;
loan term—from 5 days to 18 weeks;
interest rate — from 0% to 0.8% per day.

If you are applying to MoneyMan for the first time, you can get a free loan of up to 15,000 RUB for a term of up to 21 days. Starting from your second application, you will have access to a long-term microloan of up to 100,000 RUB for a term of up to 18 weeks with an interest rate of up to 0.8% per day.

Zaimer

loan amount: from 2,000 to 100,000 RUB;
loan term: from 7 to 365 days;
interest rate ranges from 0% to 0.8% per day.

At Zaimer, you can also get a microloan with no overpayment ranging from 2,000 to 100,000 RUB for a period of 7 to 365 days. From your second application onwards, the interest rate on the microloan may be increased to 0.8% per day.

Web-zaim

loan amount—from 3,000 to 30,000 RUB;
loan term—from 7 to 30 days;
interest rate ranges from 0% to 0.8% per day.

Webbankir also provides interest-free loans to new borrowers. To get money without overpayments, you need to apply for an amount from 3,000 to 30,000 RUB for a term of up to 14 days. From your second application, you can take out a loan for up to 30 days with an interest rate of up to 0.8% per day.

Ezaem

loan amount ranges from 3,000 to 55,000 RUB;
loan term ranges from 5 to 168 days;
interest rate ranges from 0% to 0.8% per day.

At this microfinance organization, you can take out a 0% per day loan for an amount ranging from 2,000 to 30,000 RUB for a term of 5 to 35 days. For returning borrowers, the terms are the same, but the interest rate may be increased to 0.8% per day.

eKapusta

loan amount—from 100 to 30,000 RUB;
loan term—from 7 to 21 days;
interest rate ranges from 0% to 0.8% per day.

EKapusta also offers an interest-free loan for new borrowers. Here, starting from your first application, you can get from 100 to 30,000 RUB for a period of 7 to 21 days. The loan terms are the same for regular clients, except for the interest rate, which may be increased to 0.8% per day.

OneClickMoney

loan amount ranges from 500 to 100,000 RUB;
loan term ranges from 15 to 180 days;
interest rate is up to 1% per day.

At OneClickMoney, the loan terms for new and returning borrowers are the same. Here you can apply for 500 to 100,000 RUB for a period of 15 to 180 days. The interest rate can be up to 0.8% per day.

CreditPlus

loan amount ranges from 3,000 to 50,000 RUB;
loan term ranges from 5 days to 6 months;
interest rate — from 0% to 0.8% per day.

CreditPlus issues interest-free loans to new borrowers of up to 30,000 RUB for a term of up to 10 days. From your second application, you can apply for an amount of up to 50,000 RUB for a term of up to 6 months with an overpayment of up to 0.8% per day.

Dengi Srazu

loan amount: from 1 to 30 thousand RUB;
loan term: from 1 to 30 days;
interest rate: up to 0.8% per day.

At Dengi Srazu, you can apply for an amount from 1,000 to 30,000 RUB for a term of 1 to 30 days. The interest rate can reach 0.8% per day.

LIME

loan amount ranges from 2,000 to 70,000 RUB;
loan term ranges from 10 days to 24 weeks;
interest rate — from 0% to 0.8% per day.

New LIME clients can get an interest-free loan of 2,000 to 30,000 RUB for a term of up to 15 days inclusive. Afterwards, you can apply for up to 70,000 RUB for a term of up to 24 weeks. The maximum interest rate can reach 0.8% per day.

Joymoney

loan amount ranges from 5,000 to 100,000 RUB;
loan term ranges from 5 to 168 days;
interest rate — from 0% to 0.8% per day.

If you are applying to Joymoney for the first time, you can get up to 10,000 RUB for a term of up to 7 days without overpayment. From your second application, you can apply for up to 100,000 RUB for a term of up to 168 days with an interest rate of up to 10.8% per day.

Borrower requirements across all microfinance organizations are virtually identical. Russian citizens aged 18 to 75 with permanent registration in Russia are eligible to become clients. To apply for a microloan, generally only a Russian internal passport is required.

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