Credit cards

Thanks to honest reviews, you can make a smarter choice

T-Bank
3.81
30

I applied for a card at T-Bank, everything was processed quickly and without unnecessary questions. Auto-payments are very convenient, no need to worry about bills. Credit history has improved thanks to timely payments. Customer service is top-notch; they always help and explain. Refunds are also processed without delay. The bonus program is pleasing: I accumulate points and exchange them for gifts. Card-to-card transfers are instantaneous. The credit limit is satisfying, and the cashback is simply super!

Alfa-Bank
3.25
27

I applied for the Alfa Travel Classic credit card before my trip to use it abroad. It's very convenient that the exchange rate is locked at the time of purchase. Purchase bonuses are a nice perk, especially for travel. Found no downsides.

Kviku
3
0

The application review period is short, and the credit limit suited me. Card-to-card transfers are fast and convenient. Cashback is a nice bonus. However, customer service is poor, and they take a long time to answer questions. Online banking sometimes has delays in updating the balance and statement, which is inconvenient. The card validity period is standard. Overall, it's okay, but there is room for improvement.

Uralsib Bank
3.5
10

The most important thing I liked about the card from Uralsib is the 120 days interest-free. It really helps out. The service is also top-notch, the managers are polite. Online banking is convenient, the balance and statements are always visible. Auto-payments also work properly. Among the disadvantages - they reviewed the application for a long time, about a week. But overall I'm satisfied!

Alfa-Bank
3.25
27

Overall, the "60 Days Without Interest" card from Alfa is a good option. The application process is smooth, everything is clear and fast. The service is also great, they are always ready to help and explain. But there is a catch: if you fail to repay on time, the interest is quite high. Refunds are also handled without any issues. Everything is fine.

MTS Bank
3.33
22

Got the MTS card, seems pretty good overall. Approved quickly, got a decent limit. Online banking is user-friendly, everything is clear. Cashback is a nice bonus, though the only way to cash it back out is to your phone. Customer service is fine, but the interest rates felt a bit high. Still, overall satisfied and using it.

VTB
3.23
19

Hello everyone! I recently got the Possibility Card from VTB. Overall, I am satisfied. At first, I was attracted by the interest rate, and then by the cashback on all purchases. The credit limit was set quite reasonably, even though my credit history is not ideal. It's very convenient that there is a possibility of card-to-card transfers and cashless payments. Online banking works smoothly - I always see the balance and statements, set up auto-payments, and generally manage the card without any issues. The card validity period is the standard 3 years. Customer service is at a high level; they will always help and explain all the nuances. The application review time was as fast as possible, literally the day after applying I had the card. The only thing to consider is the card maintenance. It is paid, but considering all the pros, it's not so critical. Refunds go through without any problems. In general, I recommend this card. A good choice for those who want a credit card with a minimum of hassle.

Alfa-Bank
3.25
27

I usually don't write reviews, but I'll make an exception for Alfa-Bank. I got the Alfa Travel Classic card before a trip to earn airline ticket bonuses. The statements are clear, and I check my balance in the app—everything is very convenient. The card is valid for 3 years, which is great. Customer service is top-notch; they are always helpful and ready to explain. Recommended!

Hello everyone! I recently got this card for myself. The bank reviewed the application quickly, despite my not-so-stellar credit history. I've already used it in stores—cashless payments went smoothly, and cashback was credited on time. Plus, it's convenient that you can transfer money from card to card. Online banking works without failures, which is important nowadays. The interest rate is quite bearable. The card limit turned out to be sufficient for my needs. But most importantly, customer service is top-notch! The only thing I didn't like is that the card validity is only 2 years... Oh well, I'll renew it later))

T-Bank
3.81
30

Hello! I am sharing my impressions of the All Airlines credit card from T-Bank. I applied online, and the review time was reasonable. I liked the quick response and the credit limit I was offered, even though my credit history is not ideal. Making card-to-card transfers is convenient. I repaid the loan on time, everything was fine, with no issues returning the funds. I like the auto-payments; there is no need to worry about bill payment deadlines. Interest rates are slightly higher than in other banks, but cashback and loyalty programs compensate for this. Online banking is very convenient, and I am always aware of my balance and card statements. The only thing I didn't like was the card limits; I would like them to be higher. Otherwise, I am satisfied with the service, and cashless payments go through without problems. The card's validity period suits me. I recommend it!

In terms of customer service, Russian Standard is top-notch; issues are resolved promptly. It is convenient to make cashless payments with the card, and the cashback is a nice bonus. However, the interest rates are a bit high.

I applied for the MIR Supreme card, have been using it for a year. I like the large cashback, especially on non-cash payments, and auto-payments - very convenient. At first, it seemed that the interest rates were high, but thanks to cashback and loyalty, it turns out to be profitable. Customer service is top-notch, they will always help. I recommend it!

Alfa-Bank
3.25
27

Got a credit card at Alfa-Bank, 60 days without interest is an enticing offer! Online banking is easy to use, I set up auto-payments without any issues. The card limit is quite sufficient for my needs. Cashless payments go through quickly. I'm also pleased with the loyalty program; I collect points and exchange them for discounts. Card maintenance is inexpensive, and the application was reviewed within a day. My credit history is in order, so there were no problems. The bank staff are always helpful and polite. So far everything suits me, I will keep using it!

Thank you, Russian Standard! I applied for a credit card, it was approved within an hour, and they gave me a good limit. At the branch, they explained everything about how to use online banking and auto-payments. I am pleased with the cashback, and I haven't paid any interest yet. I recommend it!

T-Bank
3.81
30

Thanks to the All Games card from T-Bank, I was able to purchase new games without a fee. Convenient mobile app, fast cashback. I recommend it!

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