Credit cards

I have been using the 120 Days to the Maximum credit card from Uralsib for six months now. I took it to pay for small expenses on household appliances, and this choice suits me. The 120-day grace period is a great opportunity to save money. Customer service is at a high level, they always promptly answer questions and help. Balance and statements are always available in internet banking.

I recently applied for the VTB "Possibility Card". I was hooked by the fact that they immediately provided a credit limit - it's convenient when money is always at hand. All info on the balance and statements is available in the app, making it easy to track expenses. The card validity period is 3 years, a normal term. Customer service is top-notch, all issues are resolved promptly. Once there was a situation with a refund - everything was returned without extra questions. We applied for the card in the evening, and the next day a decision was already made. I didn't have a credit history before this, but it wasn't an obstacle. I set up auto-payments without problems, a very convenient feature. Interest rates are, of course, not small, but with timely repayment, there are no special problems. The card limits suit me completely, and the cashback is a nice bonus. Cashless payments go through without glitches. Among the cons - the loyalty program is not very profitable, but these are trifles. In general, the card and service are satisfying.

I applied for a credit card, promised 2 years interest-free. Everything was fine until I encountered customer service. Constant delays, contacting support is a problem. Everything is honest regarding the interest, but the service leaves much to be desired. Anyway, it affects the credit history positively, but my nerves are worth more.

Applied for the VezdeDohod card at Pochta Bank. The application was reviewed quickly, despite my less-than-ideal credit history. Good limit, convenient online banking. I use cashless payments, and the cashback is a nice bonus. Autopayments are a lifesaver!

I got a card at Sber. Everything went quickly, the application was reviewed in 2 days. I use the auto-payment service—it’s convenient and prevents late payments. The cashback is a bit small, though(( But overall, I’m satisfied!

I used the credit card to buy new appliances. The terms are transparent, with no hidden fees. It's convenient that you can repay the credit interest-free within 120 days. A great solution for urgent purchases!

I applied for the card and was given a good limit. However, the application review time was long. Customer service is not great, and refunds are delayed. I do like the cashback!

I recently got the URBAN CARD from Credit Europe Bank. They reviewed the application quickly, and everything was sorted out in about 2 hours. I have been using it for about two months now, and my impressions are positive so far. I liked the cashback system - money is returned immediately after the purchase, which is very convenient. Auto-payments work flawlessly, no need to run around every month to pay utility bills. It is very convenient to check the balance and statements via the app, everything is at hand. The interest rate is one of the most favorable offers on the market. Customer service is also fine, managers are always in touch and help solve problems. Overall, I like the card, I recommend it!

Благодаря Alfa Travel Classic от Альфа-Банка, мое путешествие стало удобнее. Быстро оплачивала билеты и отели, а бонусы за покупки - приятный бонус!

I've been using the card for six months now and my impressions are mixed. On the one hand, the online banking system is very convenient and fast, there is cashback on purchases, and convenient automatic payments. On the other hand, the interest rates are high, the credit limit is small, and my credit history wasn't taken into account right away. The application took a long time to review, and the card arrived in almost a month! There are no problems with card maintenance, everything is transparent and clear, balance and statements arrive on time. The refund option is not the most profitable. I expected more from customer service.

I recently got the LUKOIL - Tinkoff credit card to pay for gas at the LUKOIL car wash. Convenient and profitable - you earn bonuses that can be exchanged for fuel. I also used the card for payments in supermarkets and online stores. The T-Bank app is simple and user-friendly. A great option for saving on fuel and convenient shopping payments.

I applied for a credit card. I use it for online shopping. It's convenient that there is no interest on purchases. I am happy with the service.

Hello everyone! I recently got a SberCard because I was attracted by the interest rate and cashback. I submitted an online application, it was reviewed quickly, and approved on the same day. The credit limit suited me, it's more than I expected. It's convenient to use, I set up auto-payments without any extra hassle, and card-to-card transfers are done instantly. Card maintenance is free, which is also pleasing. Overall, I am happy with everything so far - both customer service and refunds. I receive timely statements, and my balance is always in sight. The card validity period is also normal. I recommend it!

They dragged out the review of the card application, waited a week for a response. Rates are okay, but the limit is a bit small. Cashback doesn't work everywhere either. Customer service is so-so, they take a long time to respond.

Got a credit card at Pochta Bank — VezdeDohod. I'll say right away, it was approved quickly, even though my credit history isn't ideal. Customer service is top-notch; they always help and advise. I use the card actively, cashless payments, card-to-card transfers, everything works without a hitch. And it's also cool that there's a loyalty program, bonuses keep dripping in. But there are also downsides. Cashback leaves much to be desired, they drag it out as long as possible. So overall it's fine, but there is room for improvement.