Credit cards

Thanks to honest reviews, you can make a smarter choice

I recently got the URBAN CARD from Credit Europe Bank. They reviewed the application quickly, and everything was sorted out in about 2 hours. I have been using it for about two months now, and my impressions are positive so far. I liked the cashback system - money is returned immediately after the purchase, which is very convenient. Auto-payments work flawlessly, no need to run around every month to pay utility bills. It is very convenient to check the balance and statements via the app, everything is at hand. The interest rate is one of the most favorable offers on the market. Customer service is also fine, managers are always in touch and help solve problems. Overall, I like the card, I recommend it!

Alfa-Bank
3.25
27

Thanks to Alfa Travel Classic from Alfa-Bank, my travel became much more convenient. I quickly paid for tickets and hotels, and the purchase bonuses are a nice extra!

T-Bank
3.81
30

I've been using the card for six months now and my impressions are mixed. On the one hand, the online banking system is very convenient and fast, there is cashback on purchases, and convenient automatic payments. On the other hand, the interest rates are high, the credit limit is small, and my credit history wasn't taken into account right away. The application took a long time to review, and the card arrived in almost a month! There are no problems with card maintenance, everything is transparent and clear, balance and statements arrive on time. The refund option is not the most profitable. I expected more from customer service.

T-Bank
3.81
30

Недавно оформил Кредитную карту ЛУКОЙЛ - Т-Банк для оплаты бензина на автомойке ЛУКОЙЛ. Удобно и выгодно - начисляются бонусы, которые можно обменять на топливо. Использовал карту также для оплаты в супермаркетах и в интернет-магазинах. Приложение Т-Банка простое и понятное. Отличный вариант для экономии на топливе и удобной оплаты покупок.

OTP Bank
3.5
18

I applied for a credit card. I use it for online shopping. It's convenient that there is no interest on purchases. I am happy with the service.

Sberbank
3.45
28

Hello everyone! I recently got a SberCard because I was attracted by the interest rate and cashback. I submitted an online application, it was reviewed quickly, and approved on the same day. The credit limit suited me, it's more than I expected. It's convenient to use, I set up auto-payments without any extra hassle, and card-to-card transfers are done instantly. Card maintenance is free, which is also pleasing. Overall, I am happy with everything so far - both customer service and refunds. I receive timely statements, and my balance is always in sight. The card validity period is also normal. I recommend it!

UBRR
2.8
15

They dragged out the review of the card application, waited a week for a response. Rates are okay, but the limit is a bit small. Cashback doesn't work everywhere either. Customer service is so-so, they take a long time to respond.

Pochta Bank
3.26
23

Got a credit card at Pochta Bank — VezdeDohod. I'll say right away, it was approved quickly, even though my credit history isn't ideal. Customer service is top-notch; they always help and advise. I use the card actively, cashless payments, card-to-card transfers, everything works without a hitch. And it's also cool that there's a loyalty program, bonuses keep dripping in. But there are also downsides. Cashback leaves much to be desired, they drag it out as long as possible. So overall it's fine, but there is room for improvement.

Alfa-Bank
3.25
27

Good afternoon! I like using the card from Alfa-Bank. Good cashback, especially when traveling. It is convenient to pay for purchases cashless, and quickly transfer money from card to card. Good loyalty program, the credit limit suits me just fine. The application review time was minimal, despite the fact that I didn't have a very good credit history. Customer service is top-notch; they always help and resolve issues. Convenient online banking, I always see the balance and can view statements. The card's validity period is 3 years. Interest rates are normal.

Alfa-Bank
3.25
27

Had a pleasant experience with the credit card from Alfa-Bank. Used the 60 days without interest for urgent purchases. Card service is excellent, pleasantly surprised by the long validity period. I recommend it!

Gazprombank
2.6
23

Got a credit card from Gazprombank with an attractive offer. I used it for New Year shopping. It is very convenient that I didn't have to pay for everything right away and could pay it off gradually. Plus, they gave cashback for purchases. Convenient and profitable.

Application processing time is super, the card was made quickly. Liked the credit limit, but the interest... Oh, the interest. Not for me. Cashback is fine, but card maintenance costs a fortune. Card limits are quite normal, but chargebacks are just a nightmare! Online banking makes it convenient to monitor the balance, but auto-payments are a bit strange. Overall, three out of five.

T-Bank
3.81
30

Недавно получил кредитную карту "Платежный стикер Т-Банк Платинум". Воспользовался ею на отдыхе: оплачивал ужины в ресторанах, экскурсии. Кэшбек отличный, вернулся значительный процент. Онлайн-банкинг работает без сбоев, удобно следить за расходами. Рекомендую!

I needed a loan for car repairs. The application process was simple and fast, and most importantly - interest-free for 130 days! It was very convenient.

MTS Bank
3.33
22

I applied for this MTS WEEKEND card, thinking it would be convenient. But in the end, it's not all that great. I'll say right away that customer service is a 3. They can't always help, and sometimes they don't even understand the question. The card itself is fine, but the interest... the interest rates are a bit steep, to be honest. The limits seem okay, but the cashback doesn't really work out as well as they promise. Autopayments work, which is convenient. Cashless payments are fine, but the application processing time is long. It doesn't ruin your credit history, which is a plus. Balance and statements are no problem. The card's validity period is standard. Card-to-card transfers are fine. Card maintenance is okay, but the online banking sometimes lags. Overall, mixed feelings.

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