Credit cards
Thanks to honest reviews, you can make a smarter choice
I have been cooperating with this bank for a long time and applied for a credit card without fear or doubt. Thanks to it, I replaced the appliances in my apartment. Excellent cashback. I get 1% back on any purchase. The card can be recommended, the loan rate is low. Making purchases is pleasant and profitable.
Для оформления нужен минимальный пакет документов. Подтверждение пришло через полчаса. Запрашиваемый кредитный лимит был доступен сазу после получения. Проценты начисляют маленькие. За досрочное погашение штрафы не начислили. Все нормально и вполне надежно.
Пользуюсь картой для повседневных покупок из-за выгодного кешбэка. За рамки льготного периода не выхожу-всегда успеваю закрыть долг вовремя. Обслуживание бесплатное, никаких лишних расходов, что радует. Одобрение получила очень быстро. Единственное, что не очень удобно — это необходимость личного обращения в офис банка для получения карты. Практически во всех банках уже есть доставка, хотелось бы, чтобы и Европа Банк использовал эту практику.
I got this card because I am a student and urgently needed money. Because of this, they lowered my interest rate and tailored it to me. It turned out to be very convenient to make purchases and pay for everything I need with such a card.
I applied for the card at a bank branch. I brought an employment verification certificate right away to get the maximum credit limit. I managed to get the card immediately. It is convenient to use. There is a grace period. No complaints against the bank and its employees. Everything is great!
I've been using this card for six months already. Excellent terms, low interest rate. You can make any purchases. That's how I bought furniture for my apartment. Plus, when withdrawing money, they don't charge a commission. And when topping up too. I like the card. Convenient to use.
I didn't have enough money for a flat renovation, so I decided to contact them for a loan. I was pleasantly surprised when my loan was approved within a couple of minutes. The interest rate also suited me. Everything is super!
There is no Russian Standard branch in my city, but even a casual look at the offered terms is enough to understand that the bank offers far from the most profitable terms on the market. High interest rate, although for a credit card it's plus or minus the market rate, but the maintenance fee of 590 RUB is unreasonably expensive.
I am a regular customer of the bank, and the Platinum card from Russian Standard is an indispensable assistant both for purchases and paying for services, and when using borrowed funds. The reason is clear, because it was very simple and quick to arrange the amount I needed, and the terms of using the credit card are profitable, I am especially pleased with the reasonable interest rates and cashback.
I had a payroll card with this bank, and the manager offered to issue a credit card as well. I have had the card for 4 years now; initially, the limit was small, but over this time, it has tripled. The card is a real lifesaver when there is not enough money for a necessary purchase. I want to note the pleasant bonus system from the bank's partners.
I was looking for a card that would be profitable to use and found one at this bank. The bank offers an increased bonus for refueling at gas stations, and considering that car maintenance is simply a necessity for me, getting a refund at the gas station turns out to be a very profitable offer for me. In a word, it is a card that saves the budget for car owners.
I used the card abroad during my trips. The card belongs to the Visa system. It is more convenient to pay with the card in US dollars. The card is in rubles, when paying, rubles are converted into dollars at the bank's internal exchange rate. I try to make loan payments in Russia so as not to lose on currency conversion. Payments must be made monthly to avoid any penalties.
I applied to the Bystrodengi MFI twice, and after paying off my last loan, an employee offered me a credit card from this company. It was issued with a balance of 20,000 RUB. It is convenient to pay with it in stores, for example. First you pay for the goods, then you return the money. The terms on the card are lenient, not enslaving. The card is accepted almost everywhere. So far, I am completely happy with this card.
I am a person with a disability, and not every bank issues me loans or microloans. An unpleasant situation occurred, and I urgently needed money. I applied to the bank office, where I was offered this card. Although the loan amount was small, it was simply necessary. It was issued within a few minutes without extra documents and questions, and after fully repaying the cash loan, I was left with only positive emotions.
I'd like to look at those greedy people who offer 200,000 at 0.87% per day. To understand this, 1,740 RUB per day is just interest, and there is also the principal debt. 1,740 RUB is more than 50,000 a month, and far from all our people earn that much. Who are such conditions for? I wonder if anyone even took this card.
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