Credit cards
Thanks to honest reviews, you can make a smarter choice
Got a credit card at Pochta Bank, called VездеДоход (VezdeDohod). Not a bad thing, limits are normal, money is always at hand. True, card maintenance costs pennies, but it's not critical. Customer service also seems to be in order. ATMs everywhere, convenient. Satisfied so far.
I have been using the "120 Days to the Maximum" card from Uralsib for six months now. It really helps out in unforeseen situations! The loyalty program with cashback is a great addition, especially when shopping at your favorite stores. You feel more confident knowing there is a financial "safety net".
Получил Кредитную карту МТС Деньги Zero для оплаты ежемесячных счетов и покупок в интернете. Условия понравились, нет комиссий и есть кэшбэк. Процесс оформления был быстрым и удобным. Удобно пользоваться и контролировать расходы через приложение. Рекомендую!
Recently got myself a Halva card. Everything is simple and fast, almost no delays. They gave a normal limit, they don't stingy. It's convenient that you can make purchases in installments, and bonuses accumulate too. Card-to-card transfers without problems. No complaints about maintenance, they always help if anything. They even returned the money when I accidentally overpaid. In general, I'm as happy as an elephant!
Got a card from Alfa-Bank. Initially attracted by the whole year without interest, but the rates are low after that too. They gave a good limit right away, I use online banking - it's convenient and fast. Set up auto-payments without any problems. Card-to-card transfers are commission-free, which is great. Cashback is not bad, especially through the loyalty program. They treat customers well, solve issues promptly. Overall, I'm satisfied!
Оформил карту в Т-Банке, проценты на уровне. Лимит дали норм, баланс контролирую через онлайн-банкинг, удобно. Автоплатежи настроил, забыл о проблемах с оплатой. Безналом регулярно пользуюсь, с кэшбеком приятно, накапливается. Обслуживание карты бесплатное, удивился в хорошем смысле. Переводы с карты на карту легко делать. Рекомендую!
Thank you, Alfa-Bank, for the Beeline 365 Days Without % credit card. I opened this card to pay for major purchases - interest-free installments is just what I need! The card's validity period is long, which is very convenient. Customer service is top-notch - they will always meet you halfway and help with advice.
Взяла карту Т-Банк Drive, быстро оформили, без очередей. Понравилось, что лимит дали на ура, и кэшбек отличный даже на бензин. Онлайн-банкинг удобный, все на месте, и возврат средств и автоплатежи, и выписки. Пользуюсь картой уже полгода, ни разу не подводила. В общем, я довольна.
Opened the "Amur Tiger" card at Rosselkhozbank. The first thing that pleases is a normal credit limit, not pennies like in other banks. Second, customer service is at a good level, everything is fast, no extra questions. Interest rates are also quite acceptable. Very convenient online banking, all operations can be done without leaving home. The loyalty program is pleasing, points accumulate which can be exchanged for nice bonuses. Automatic payments work clearly and without failures. The only downside is the application review time; I waited for approval for about a week. Overall, I am happy with the card and will continue to use it.
Applied for the MTS WEEKEND credit card. The application review time was pleasing - just a couple of days. Card maintenance terms are affordable, interest rates are quite adequate. The loyalty program is pleasing with cashback.
Взял карту ЛУКОЙЛ-Т-Банк, чтоб на бензине сэкономить. Бенз на ЛУКОЙЛе качественный, регулярно там заправляюсь. Дают кэшбэк 5% - неплохо так. Обслуживание карты бесплатное, а вот за обслуживание клиентов - пятерка, всегда помогут, объяснят. Еще мне нравится, что можно переводы с карты на карту делать. В общем, доволен.
Воспользовалась Кредитной картой Т-Банк Платинум для оплаты путешествия. Понравилась программа лояльности - кэшбэк на билеты и отели, бесплатный доступ в лаунж-зоны. Обслуживание клиентов на высоте, менеджеры всегда помогали мне с любыми вопросами. Очень довольна!
In an era of cashback and free card maintenance, cards with higher monthly fees look like nothing short of robbery. The card has a high interest rate; consumer loans are currently around 12-13%, so you're already overpaying on that, plus maintenance. At least they could add a savings component on the account balance.
Probably everyone has been in a situation where they urgently need money and simply have no one to borrow from. That is why I applied for a Bystrokarta at the bank. It has a minimum interest rate that is easy to pay off, and it is a bank that is a pleasure to deal with. The minimum card limit of 100,000 and fast personal delivery inspire trust in the bank. I use it with pleasure and am grateful to the bank for the cooperation.
I applied for a Russian Standard Platinum credit card. It was delivered as early as the 3rd day. The card terms are favorable. I was attracted by the low interest rate and high cashback on purchases. Applying for the credit card was effortless.
Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
