Credit cards

Opened the "Amur Tiger" card at Rosselkhozbank. The first thing that pleases is a normal credit limit, not pennies like in other banks. Second, customer service is at a good level, everything is fast, no extra questions. Interest rates are also quite acceptable. Very convenient online banking, all operations can be done without leaving home. The loyalty program is pleasing, points accumulate which can be exchanged for nice bonuses. Automatic payments work clearly and without failures. The only downside is the application review time; I waited for approval for about a week. Overall, I am happy with the card and will continue to use it.

Applied for the MTS WEEKEND credit card. The application review time was pleasing - just a couple of days. Card maintenance terms are affordable, interest rates are quite adequate. The loyalty program is pleasing with cashback.

I got the LUKOIL-T-Bank card to save on gasoline. The gas at LUKOIL is of high quality, I refuel there regularly. They give a 5% cashback - not bad at all. Card maintenance is free, and customer service gets a five out of five, they always help and explain things. I also like that you can make card-to-card transfers. Overall, I am satisfied.

I used the Tinkoff Platinum credit card to pay for my trip. I liked the loyalty program — cashback on tickets and hotels, and free access to airport lounges. Customer service is top-notch, and the managers always helped me with any questions. Very satisfied!

В эпоху кэшбэков и бесплатного обслуживание карты с повышением абонентским платежем выглядят как грабеж не иначе. По карте высокий процент, щас потребительский кредит дают в районе 12-13%, тут уже переплата по этому моменту идет, плюс обслуживание. Хотя бы накопительную часть включили на остаток по счету.

Probably everyone has been in a situation where they urgently need money and simply have no one to borrow from. That is why I applied for a Bystrokarta at the bank. It has a minimum interest rate that is easy to pay off, and it is a bank that is a pleasure to deal with. The minimum card limit of 100,000 and fast personal delivery inspire trust in the bank. I use it with pleasure and am grateful to the bank for the cooperation.

Оформила кредитную карту Русский стандарт Платинум. Доставили уже на 3 день. Условия по карте выгодные. Меня привлекла низкая процентная ставка и высокий кэшбэк на покупки. Оформить кредитку не составило труда.

I liked taking out a loan here because I didn't have to worry about interest overpayments for the first 120 days. So I always tried to repay the bulk of the loan precisely in a way that fit within this period.

I'm sure there are a couple of life situations where such terms would be justified. At 30% per annum when the key rate is at historic lows and [the spread] is 5%, such interest rates are wild. It turns out the company can borrow money at 5% and sells it at 30%, plus paid maintenance and no interest on the account balance.

Обычна кредитка, правда с одним из самых маленьких минимальных платежей по кредиту, рассмотрение заявки в течении суток, льготное время оплаты оплаты кредита стандартное. Из предложений банку: сделайте доставку карты курьером, 21 век на дворе.

Пользуюсь уже второй месяц данной картой. Оформил на сайте а получение заказал через почту России. За снятие есть процент как и у всех, поэтому тот же бензин или магазинные покупки оплачиваю картой. При этом нет комиссии за пополнение, что тоже плюс. В общем пока никаких подводных камней не всплыло.

I got this card for unforeseen needs when my salary runs out. It is very convenient to use, especially when your pockets are empty and you need to buy something. I repay the loan amount I took out via payment systems. The money is credited instantly, without delays. For me, this is a lifesaver. I recommend it to everyone.

Пользуюсь картой не так давно, меня все устраивает. Не высокий процент по кредиту, кешбэк на некоторые категории до 15%,а есть очень даже приличный кешбек до 40 %. Карту можно получить в банке, может привезти курьер. Больше всего мне нравится что можно оплатить ж/д и авиа билеты баллами. Хорошая карта, могу посоветовать.

Hellish conditions, I honestly want to see the people who agreed to this. Probably those whom microfinance organizations turned down, and even they would think twice. This is the main disappointment in the banking sector. Overall, I feel quite positive about the bank. My brother got a mortgage here on favorable terms, but this card ruins the whole good impression.

I took out a payday loan a couple of times at the Bystrodengi MFO, and the third time I was offered a card. I applied for it online, though with the help of a phone consultant. I was offered a choice of delivery by courier or by mail; it was sent to me by mail, and then 35,000 was credited to it. It is convenient to use—you buy the item first, then return the spent amount.