Credit cards
Thanks to honest reviews, you can make a smarter choice
I ordered a credit card from Gazprombank to pay for purchases in installments. Everything works, I am satisfied with the service.
Заказал себе недавно эту кредитку от Т-Банка, думал будет удобно. Но вот что скажу - не совсем то, что ожидал. Выписки по карте приходят понятные, все видно. С процентами тоже неплохо, но вот лимиты по карте они какие-то мелкие дали, ну и возврат средств тоже не быстрый. Баланс проверяешь - все норм, а деньги на счет поступают долго. Карту делают быстро, но срок действия у нее маленький. В общем, так себе опыт, ожидал большего.
I have been using the Alfa Travel Classic card for six months. Good cashback on tickets and hotels, convenient card maintenance. Card-to-card transfers without problems. Plus, it builds credit history.
Заказал себе кредитку ЛУКОЙЛ от Т-Банка. Дело было легким и быстрым, сразу дали лимит 100 тыс, приятно удивило. Проценты конечно кусаются, но зато бонусы на бензоколонке накапливаются хорошо, экономия получается. Плюс удобно платить по телефону, все на виду, баланс, выписка, платежи. С обслуживанием проблем пока не было, надеюсь и дальше так будет. Рекомендую, если ездите на машине и любите экономить.
I recently got the URBAN CARD from Credit Europe Bank. The processing was fast, the application was reviewed in a couple of days, even though my credit history is not ideal. The credit limit is still small, but I think it will be increased over time. Very convenient auto-payments, they deduct the required amount themselves, no need to run around and pay on time. Online banking works without glitches, I can always check my balance and view statements. The card is long-term, with a validity period of 3 years. I haven't figured out the cashback yet, but they promise interest on cashless payments. Card maintenance is free, clients are treated politely. So far I am satisfied, hoping for further cooperation.
I issued a card at Credit Europe Bank. I want to say that what pleased me most was the loyalty program — cashback on purchases, which is very nice! The card limit is decent, I didn't even expect it. Online banking is convenient, I figured it out quickly. It is also convenient that you can set up auto-payments and not worry about forgotten bills. The application review periods are short, literally the next day I already had the card. In short, I am satisfied!
Very convenient! I got this card and have been using it for half a year. Good cashback, the credit limit was raised quickly when I asked. Transfers, payments — everything is simple and fast. I recommend it!
I have been using the Halva credit card from Sovcombank for six months to pay for everyday purchases and services. It is very convenient that there is a installment plan of up to 6 months. The mobile app is clear and user-friendly. Service is flawless, thank you to the bank for quality service!
I applied for the Double Cashback credit card from Promsvyazbank for online shopping and trips abroad. I got percentages back from every purchase, which is a nice bonus. The card design is stylish, and service at the bank branch was prompt. So far, I am happy with this service.
Got the UnionPay credit card at Gazprombank. 180 days without interest is great, of course, but customer service leaves much to be desired. Long wait times on the line, and consultants are not always knowledgeable. Card limits are quite acceptable, and card-to-card transfers go through without problems. The loyalty program is not bad, but it could be better.
I applied for a Promsvyazbank card. The application review time was super — fast and hassle-free. The credit limit was satisfactory, and the rates are tolerable. The plus is double cashback, which makes spending really nice! Downsides: customer service still leaves much to be desired, but I hope they improve. All in all, I'm satisfied for now.
Wonderful "130 days interest-free" service from Russian Standard! I bought kitchen appliances without overpayment. Prompt service, polite consultants. I recommend it!
Благодаря карте ЛУКОЙЛ - Т-Банк, я смог улучшить свою кредитную историю! Все платежи по карте своевременные, а при возврате средств всегда оперативно получаю кэшбек. Рекомендую!
I applied for a virtual card. Customer support is top-notch, they explained everything and helped out. Card-to-card transfers are fast. The cashback is pleasing. I monitor all operations through online banking. I am satisfied!
I got a card at MTS Bank; at first, everything was fine. The credit limit was high, and cashback was paid on time. But then problems started. Transfers from card to card began to slow down, and balances and statements started arriving late. Online banking was constantly glitching, which really hindered setting up automatic payments. Customer service leaves much to be desired—they answer questions with a delay. And the card's expiration date turned out to be short. In general, I'm not sure I'll continue using this card.
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