Credit cards

Thanks to honest reviews, you can make a smarter choice

Promsvyazbank
3.13
20

I applied for the Double Cashback credit card from Promsvyazbank for online shopping and trips abroad. I got percentages back from every purchase, which is a nice bonus. The card design is stylish, and service at the bank branch was prompt. So far, I am happy with this service.

Gazprombank
2.6
23

Got the UnionPay credit card at Gazprombank. 180 days without interest is great, of course, but customer service leaves much to be desired. Long wait times on the line, and consultants are not always knowledgeable. Card limits are quite acceptable, and card-to-card transfers go through without problems. The loyalty program is not bad, but it could be better.

Promsvyazbank
3.13
20

I applied for a Promsvyazbank card. The application review time was super — fast and hassle-free. The credit limit was satisfactory, and the rates are tolerable. The plus is double cashback, which makes spending really nice! Downsides: customer service still leaves much to be desired, but I hope they improve. All in all, I'm satisfied for now.

Wonderful "130 days interest-free" service from Russian Standard! I bought kitchen appliances without overpayment. Prompt service, polite consultants. I recommend it!

T-Bank
3.81
30

Thanks to the LUKOIL - Tinkoff card, I was able to improve my credit history! All card payments are made on time, and when funds are refunded, I always receive cashback promptly. Recommended!

Kviku
3
0

I applied for a virtual card. Customer support is top-notch, they explained everything and helped out. Card-to-card transfers are fast. The cashback is pleasing. I monitor all operations through online banking. I am satisfied!

MTS Bank
3.33
22

I got a card at MTS Bank; at first, everything was fine. The credit limit was high, and cashback was paid on time. But then problems started. Transfers from card to card began to slow down, and balances and statements started arriving late. Online banking was constantly glitching, which really hindered setting up automatic payments. Customer service leaves much to be desired—they answer questions with a delay. And the card's expiration date turned out to be short. In general, I'm not sure I'll continue using this card.

I opened a UnionPay credit card at Russian Standard Bank for traveling to Asia. A big plus was the absence of fees for cash withdrawals and payments abroad. Card maintenance was convenient and simple. I recommend it for travelers.

Svoy Bank
3.33
7

I applied for my credit card online, and the application was reviewed quite quickly. They gave me a good credit limit, which is pleasing. I especially liked the cashback and automatic payment system. Everything is convenient via the mobile app. I recommend it!

I got a card at Russian Standard. It's very convenient to use—cashback, cashless payments, all that. They reviewed the application quickly. But the interest rates... oh my! Not for the faint of heart. Online banking is super; I always see my balance and statements. The card's expiration date is long, which is a plus. But the service... well, it's so-so... Getting money back is an entire saga! Plus, the card limit is a bit small. But overall, it's okay.

MTS Bank
3.33
22

I applied for an MTS WEEKEND credit card at MTS Bank to buy New Year's gifts. The application processing time pleasantly surprised me - just 2 days! MTS Bank ATMs are always at hand, so checking the balance and getting statements is a convenient and fast process. The card has become indispensable in my wallet.

In general, I took this card; acquaintances praise it, and they promised decent cashback. But then it started... First, they cut the credit limit without warning, then automatic payments started working strangely. I called support—customer service is just terrible. They didn't say anything specific, just answered dryly and that's it. There are also problems with online banking; sometimes it doesn't log in, sometimes transfers from card to card don't go through. And here is the last straw: I withdrew money, but the refund never happened. Plus, the monthly card maintenance also hits the wallet. In general, I am disappointed with this card; I won't deal with it anymore.

I got a MIR credit card. At first, I thought the cashback was a scam, but no! The money really does come back. It's just that the card's expiration date is a bit short. And you can improve your credit history, which is nice. In general, I'm satisfied.

Bank Sinara
3.6
13

I've been using a credit card from Sinara for over a year. The application process is fast; they reviewed the application the next day. I check my balance and statements via online banking; it's very convenient. The limit is good, and I make cashless payments with the card regularly. I really like the cashback; I often use the accumulated bonuses. Card maintenance is free, and customer service is up to par. I recommend it!

T-Bank
3.81
30

I used the 'Tinkoff Platinum Payment Sticker' card for the convenience of paying in transport and stores. I was pleasantly surprised by the automatic payment function—I no longer worry about paying utility bills on time. A bonus is the cashback on all purchases—with it, my expenses have become slightly less painful for the budget. I recommend it!

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