Credit cards
Thanks to honest reviews, you can make a smarter choice
I opened a UnionPay credit card at Russian Standard Bank for traveling to Asia. A big plus was the absence of fees for cash withdrawals and payments abroad. Card maintenance was convenient and simple. I recommend it for travelers.
I applied for my credit card online, and the application was reviewed quite quickly. They gave me a good credit limit, which is pleasing. I especially liked the cashback and automatic payment system. Everything is convenient via the mobile app. I recommend it!
I got a card at Russian Standard. It's very convenient to use—cashback, cashless payments, all that. They reviewed the application quickly. But the interest rates... oh my! Not for the faint of heart. Online banking is super; I always see my balance and statements. The card's expiration date is long, which is a plus. But the service... well, it's so-so... Getting money back is an entire saga! Plus, the card limit is a bit small. But overall, it's okay.
I applied for an MTS WEEKEND credit card at MTS Bank to buy New Year's gifts. The application processing time pleasantly surprised me - just 2 days! MTS Bank ATMs are always at hand, so checking the balance and getting statements is a convenient and fast process. The card has become indispensable in my wallet.
In general, I took this card; acquaintances praise it, and they promised decent cashback. But then it started... First, they cut the credit limit without warning, then automatic payments started working strangely. I called support—customer service is just terrible. They didn't say anything specific, just answered dryly and that's it. There are also problems with online banking; sometimes it doesn't log in, sometimes transfers from card to card don't go through. And here is the last straw: I withdrew money, but the refund never happened. Plus, the monthly card maintenance also hits the wallet. In general, I am disappointed with this card; I won't deal with it anymore.
I got a MIR credit card. At first, I thought the cashback was a scam, but no! The money really does come back. It's just that the card's expiration date is a bit short. And you can improve your credit history, which is nice. In general, I'm satisfied.
I've been using a credit card from Sinara for over a year. The application process is fast; they reviewed the application the next day. I check my balance and statements via online banking; it's very convenient. The limit is good, and I make cashless payments with the card regularly. I really like the cashback; I often use the accumulated bonuses. Card maintenance is free, and customer service is up to par. I recommend it!
Воспользовалась картой "Платежный стикер Т-Банк Платинум" для удобства оплаты в транспорте и магазинах. Приятно удивила функция автоплатежей - больше не парюсь о своевременной оплате коммунальных услуг. Бонусом является кэшбек на все покупки - с ним мои расходы стали чуть менее болезненными для бюджета. Рекомендую!
I've been using the card for a year now. I like the customer service; they reviewed the application quickly and helped me set up automatic payments. The credit limit is satisfactory, and there is a good loyalty program and cashback at gas stations. It's convenient that you can make transfers from card to card. There are drawbacks: interest rates are a bit high, and there are sometimes problems with refunds. Overall, I'm satisfied.
I used the VezdeDohod card from Pochta Bank to pay for my vacation. The limits are impressive, and the service is fast and attentive. Everything is great!
I took advantage of the Renaissance Bank offer—a credit card for 2 years with 0% interest. The decision was made quickly, without any hassle. It helped with paying for a new kitchen in installments. It's convenient that there is no interest, which means no overpayments.
Пользуюсь картой ЛУКОЙЛ - Т-Банк уже годик. По началу брал ее из-за кэшбека на бенз, но потом понял что и в магазах неплохой процент возврата. Радует что можно переводить деньги с карты на карту без особых проблем. Кроме того, все безналичные платежи проходят быстро и без сбоев. Онлайн-банкинг удобный, всегда в курсе о балансе и выписках. Кредитный лимит постепенно повышают, видно что банк доверяет. Есть автоплатежи, что очень удобно. В общем, доволен как слон!
I was pleasantly surprised by how quickly they reviewed the credit card application. The card arrived quickly, and the service is top-notch. It's convenient that you can make transfers from card to card. The cashback is just super! Refunds happen without any problems. Automatic payments save me when I forget to pay bills. My balance and statements are always at hand via online banking. The interest rates, though, could be lower. Overall, I'm satisfied!
I applied for the MIR Supreme card, I really liked the service! The application was considered quickly, everything is simple and clear with online banking. It's convenient to track the balance and statements. The cashback is pleasing, and there are also loyalty programs. I recommend it!
Home Bank's customer service is second to none! I applied for their credit card, and everything was fast and hassle-free. 120 days interest-free is just fantastic! The credit limit suits me, and the cashback is a nice bonus.
Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
