Loans

Thanks to honest reviews, you can make a smarter choice

T-Bank
3.81
30

I took out a property-backed loan at T-Bank. I can't say everything went smoothly; I had to wait over a week for the application to be approved, even though they promised 3 days. The loan terms are clear and transparent. I have no complaints about the loan terms either, they suited me. However, they valued the collateral below market value, which I didn't like. Overall, a 3/5 rating.

Home Bank
3.3
16

I took out a cash loan at Home Bank for apartment renovation. Fast processing, friendly managers. I was satisfied with everything!

Home Bank
3.3
16

I took out a renovation loan from Home Bank, just a small one. They gave me a convenient repayment schedule tailored to my capabilities. Even when I was a bit late, there were no penalties. I liked the customer service, the girl consultants are always in touch, and any question gets resolved. Most importantly, the application was approved quickly without dragging out checks. Overall, I am satisfied. I recommend Home Bank to anyone planning a renovation.

BJF Bank
3.33
17

I took out a loan secured by an apartment at BZHZ Bank to help my son start his own business. I liked the terms, the service was fast and high quality. Everything is super!

Took out a loan at Russian Standard for dacha renovation. Everything was fast, without unnecessary paperwork. Thank you, you helped out at the right moment!

Alfa-Bank
3.25
27

Took out a repair loan at Alfa-Bank. The application approval process was quick and hassle-free. The guys from the bank explained everything clearly and gave a flexible repayment schedule. The interest rate is solid, of course, but for me, the quality of service is what matters most, and it's top-notch here! Overall, I'm satisfied.

Alfa-Bank
3.25
27

It so happened that I had to take out a loan. I applied to Alfa-Bank. They gave me a cash loan, explained the repayment schedule, and everything is transparent and clear. The service is top-notch, the operators are polite and explained everything properly. The loan terms suited me. As for the interest rate, it is certainly not low, but it is not the highest on the market either. The application was approved quickly, without unnecessary questions or checks. The credit limit turned out to be sufficient. The lending terms are flexible, and there is an option to repay the loan early without penalties. Overall, I am satisfied and recommend it.

VTB
3.23
19

I contacted VTB for loan refinancing, and generally everything went smoothly. The application was approved quickly, without unnecessary running around. The refinancing terms were quite flexible, tailored to my specific situation. The interest rate is also not astronomical, differing favorably from many other banks. The loan terms also suited me; there was no need to rush with repayment. The bank's service is top-notch, managers are always in touch and ready to help with any question. The main thing is that the borrower requirements are adequate, not like in some MFIs. The credit limit turned out to be sufficient, and the repayment schedule was convenient. Overall, I recommend it!

Sberbank
3.45
28

I took out a loan at Sber. The terms are fine, the rate isn't high, and the deadlines work for me. The main thing is the flexibility of the repayment schedule; you can change it. They approve quickly, and the requirements for borrowers are standard. The service is good, they explained everything clearly. I recommend it!

I decided to take out a cash loan from Renaissance Bank, and the terms seemed profitable. But that wasn't the case. The interest rate turned out to be a bit higher than I expected. On top of that, the loan terms were not very convenient either. In short, I advise everyone to carefully study the terms before taking out a loan. The bank has good customer service, but the lending terms can differ significantly from those stated.

BJF Bank
3.33
17

I took out a loan secured by an apartment at BZHZ Bank to help my daughter organize her wedding. At first I was afraid, but the bank employees explained everything in detail and helped with the documents. The interest rates are reasonable, I make payments on time, no problems. I am satisfied with the service, I recommend it!

Bank Sinara
3.6
13

I took out a loan at Sinara, the 0% rate is cool. But the requirements for borrowers are strict, and the verification took a long time. The limit is normal, and so are the terms. The service is super, the managers are in touch. All good!

Took out a loan at Renaissance Bank. The interest rate is quite acceptable, lower than in many other banks. The loan terms are also pleasing, you don't have to pay it off forever. The paperwork went quickly, the bank employees explained everything and helped with filling out the documents. No complaints so far, all conditions are being met. I hope everything stays okay.

Alfa-Bank
3.25
27

I applied to Alfa-Bank for a renovation loan. Everything went smoothly and without unnecessary questions. The application was approved in about an hour. I was pleasantly surprised by the flexibility of the terms — I was able to choose the loan term and repayment schedule to fit my capabilities. The interest rate is certainly not the lowest, but given the speed and quality of service, it is quite acceptable. The credit limit turned out to be sufficient for the planned renovation. Overall, I was satisfied with my experience with this bank.

Home Bank
3.3
16

I took out a renovation loan from Home Bank. I liked that the interest rate was reasonable, the loan terms were flexible, and the credit limit was sufficient. The repayment schedule is convenient, and customer service is top-notch. The application was approved quickly and without unnecessary questions. The loan terms are transparent, clear, and easy to understand. I recommend it!

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