Loans

Thanks to honest reviews, you can make a smarter choice

Home Bank
3.3
16

Six months ago, I decided to take out a kitchen renovation loan from Home Bank. The first thing that pleased me was how fast the application was approved. The money was in my account the very same day. The interest rate was quite reasonable, right in line with what other banks offer. I was given a repayment schedule that fits nicely into my budget. Plus, there is an option for early repayment, which is very convenient. The transparency of the loan terms is excellent—everything is clear, straightforward, and free of hidden interest or fees. The borrower requirements are standard; nothing supernatural is asked. The support team is always in touch and helps resolve any issues that arise. I can say that I am satisfied with the quality of service at this bank.

T-Bank
3.81
30

I took out a property-backed loan at T-Bank. The interest rate turned out fine, and the loan terms were also acceptable. But I guessed the credit limit a bit wrong; they gave me less than I expected. There were no problems with the service, the staff were polite and explained everything. The application was approved quickly; by the second day, they were already calling and inviting me to finalize the loan. All terms were transparent, with no hidden fees. However, I didn't really like the collateral valuation; they valued it too high. Overall, my impressions are mixed.

OTP Bank
3.5
18

Недавно брала кредит в ОТП Банке, условия порадовали - процентная ставка была ниже, чем в других банках. Сроки кредитования тоже устроили, решила взять на 2 года. Максимальный кредитный лимит для меня был достаточным. График погашения удобный, а самое главное - обслуживание клиентов на высшем уровне! Менеджеры все объяснили, показали гибкость условий. Одобрили заявку достаточно быстро, несмотря на требования к заемщикам. Очень порадовала прозрачность всего процесса, все условия были объяснены до мелочей.

I took out a loan for car repairs. The repayment schedule is transparent, and the interest rate is lower than at other banks. Everything is clear, fast, and without unnecessary questions. Recommended!

I took out a loan with this bank, the application approval process is fast, and the staff is polite. But the interest rate, in my opinion, is high. They talked about this, of course, so the terms are transparent. The credit limit suited me, and so did the loan terms. Overall, it's normal, but honestly, I don't want to overpay.

I took out a loan at this bank. The interest rates are certainly high, but I needed the money urgently. They checked the documents quickly and approved the loan without any problems. It's convenient to repay, the schedule is fine. However, the requirements for borrowers are strict, and I had to provide a lot of certificates. Overall, it's okay.

T-Bank
3.81
30

I applied for a property-backed loan. The rate is not bad, and the terms are good too. The limit is high, which was pleasing. But the service leaves much to be desired. The bank managers explained very little, and I had to collect the documents myself. The application was approved quite quickly, but the loan terms are not entirely transparent. I hope there won't be any problems.

Sberbank
3.45
28

Sberbank helped me when things were tough. I took a cash loan for car repairs after an accident. The amount is considerable, but I liked the terms—no collateral or guarantors. The bank employees explained everything and helped with the paperwork. It's hard to pay back, but that's my fault, I should have taken less.

I took out a loan at Renaissance Bank, the terms were profitable. The interest rate is lower than in other banks, and the loan terms are fine too. Overall, I'm as happy as an elephant!

OTP Bank
3.5
18

I took out a loan with OTP Bank for 3 years to renovate my apartment. The repayment schedule is convenient, with the same amount every month. Service is good, managers are helpful and explain everything in detail. I am satisfied with the bank's services!

VTB
3.23
19

Everything is great, I refinanced my loan at VTB. The application approval process is fast, the interest rate is lower than it was. The terms are flexible, loan terms can be chosen to suit you. Service is top-notch, everything was explained, helped with documents.

Home Bank
3.3
16

Great bank! I took out a loan for a kitchen renovation at Home Bank, everything was processed quickly. The renovation was a success, thank you!

Gazprombank
2.6
23

Hello! I took out a car loan from Gazprombank. The interest rate is normal, and the loan terms suit me too. I really liked the service; the manager explained everything in detail, and there were no hidden conditions. The application was approved quickly.

Sovcombank
3.33
21

I'll say right away, I took out a car-secured loan. I was a bit worried, but it was processed quickly, without unnecessary questions. The rate is certainly not small, but the loan terms are adequate. I liked the service, the staff are polite. The conditions are quite flexible, and the credit limit is pretty large. All in all, I recommend it.

UBRR
2.8
15

I took out refinancing at UBRD to lower the interest on my loan. Everything is precise, fast. I recommend it!

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