Reviews

Basically, I used the services of Promsvyazbank. In principle, everything is not bad. Customer service is top-notch, the mobile app is convenient, works fast, doesn't lag. But there is one "but". Glitches do happen, and that is annoying. A couple of times I had to call customer support to figure out why the ability to transfer money disappeared. In the end the problem was solved, but it cost me some nerves. So overall it's good, but there is room for improvement.

Hello everyone! I took out a loan secured by an apartment with T-Bank. The loan term is up to 10 years, with a limit of up to 15 million. The process was simple, and all the terms were explained right away. Approval took 3 days. So far, everything is fine!

I applied for this card. Everything is fine, the application was reviewed quickly. Good cashback, especially useful on AliExpress! The validity period is also pleasing. Customer service is up to par, I liked it. Overall, I recommend it!

I took out a cash loan from OTP Bank. The rate was attractive, and so were the loan terms. I didn't like that the credit limit was a bit low; I would have liked more. Repayment was on schedule, with no surprises. Customer service is good, and the terms are flexible. The application was approved quickly, but the requirements for borrowers are high. All terms are transparent.

Оформила своему ребенку детскую карту в Альфе. В целом довольна. Переводы с карты на карту без комиссии, это большой плюс. Кэшбек тоже радует. Но обслуживание клиентов оставляет желать лучшего, не всегда быстро отвечают.

Пользуюсь картой уже полгода. Изначально оформил для удобства безналичных платежей. Подкупило то, что нет комиссии за обслуживание и плюс проценты на остаток. Заявку рассмотрели за 2 дня, прислали карту на дом. Очень удобно, что можно сделать автоплатежи, не переживая, что забуду оплатить коммуналку или интернет. Пользуюсь онлайн-банкингом, всегда все четко и быстро, баланс и выписки доступны в любой момент. Удобно, что можно сделать переводы с карты на карту. Также оценил возврат средств при покупках - кэшбэк, так приятно. Срок действия карты тоже порадовал, не надо переоформлять каждый год. Обслуживание клиентов на высшем уровне.

Wonderful! Interest rates are lower than in other banks, customer service is at a high level. All terms are transparent, with no hidden fees. The staff is qualified, and payments and transfers go through quickly. I recommend it!

I recently applied for the VTB "Possibility Card". I was hooked by the fact that they immediately provided a credit limit - it's convenient when money is always at hand. All info on the balance and statements is available in the app, making it easy to track expenses. The card validity period is 3 years, a normal term. Customer service is top-notch, all issues are resolved promptly. Once there was a situation with a refund - everything was returned without extra questions. We applied for the card in the evening, and the next day a decision was already made. I didn't have a credit history before this, but it wasn't an obstacle. I set up auto-payments without problems, a very convenient feature. Interest rates are, of course, not small, but with timely repayment, there are no special problems. The card limits suit me completely, and the cashback is a nice bonus. Cashless payments go through without glitches. Among the cons - the loyalty program is not very profitable, but these are trifles. In general, the card and service are satisfying.

В общем, воткнулся в Промсвязьбанк, взял себе дебетовку "Твой кэшбэк". Понравилось, что все быстро - заявку рассмотрели за день, сразу карту выдали. Онлайн-банкинг норм, все понятно, без глюков. С комиссиями не обманули, все как в договоре. Сервис на уровне - операторы вежливые, ответы на вопросы по телефону дают быстро, не вешают на ушки. Круто, что есть автоплатежи, так удобнее с билами. Плюс, кэшбэк реально начисляют, не кидок. Переводы с карты на карту тоже без заморочек. Баланс и выписки в приложении всегда под рукой, можно контролировать свои расходы. В общем, рекомендую.

I applied for a credit card, promised 2 years interest-free. Everything was fine until I encountered customer service. Constant delays, contacting support is a problem. Everything is honest regarding the interest, but the service leaves much to be desired. Anyway, it affects the credit history positively, but my nerves are worth more.

I have been using this bank's services for over a year now. I took out a loan; the rate was acceptable, with no hidden fees, exactly as promised. The debit card is also great, and it's convenient to have cashback on purchases. The mobile app runs smoothly, internet banking is user-friendly, and I can make transfers quickly. The only thing is I'd like more bonuses for loyal customers, and periodic credit limit increases since everything feels a bit static. Overall, I am quite satisfied.

I turned to T-Bank for the first time. I heard something good about them from a girlfriend, so I decided to take out a loan for renovations. I applied through their app, which is very convenient by the way, everything is clear and fast. The bank employees were polite and explained everything—good job. The interest is not the lowest, but not astronomical either. But the bonuses and cashback pleasantly surprised me! I was also given a debit card right away without any unnecessary questions. Overall, I only have positive impressions so far. I hope everything continues to go well.

В общем, пользуюсь дебетовкой Умная карта UnionPay от Газпромбанка уже полгода. Все устраивает. Удобно, что есть процент на остаток, небольшой, но приятно. Кэшбэк тоже неплохой, особенно при безналичных платежах. Онлайн-банкинг работает без нареканий, всегда могу проверить баланс, посмотреть выписки. Срок действия карты пока далеко не подходит. В общем, доволен, рекомендую.

Thanks to the Tinkoff Youth Card, my son can easily pay in cafes and stores. Managing the card through the app is a lifesaver for a busy mom!

Folks, you know, I recently took out a loan at MTS Bank. I received everything on the card, very conveniently and quickly. Didn't have to run around branches, collect a bunch of paperwork. Customer service is top-notch, explained everything in detail, helped with choosing the terms. Really liked the flexibility of the lending terms, you can choose what suits you. Overall, I recommend it. Decent bank, doesn't bite.