Reviews

I got this card thinking it would be convenient. But it turned out otherwise. They promised high limits on the card, but in reality they are very small. Card maintenance also leaves much to be desired—something is constantly wrong with the mobile app, and it's inconvenient to check the balance and track payments. The card validity period is 3 years, but I'm already thinking about giving it up. Refunds are not an easy process either; I had to call support several times. In short, I do not advise this card, there are better options on the market.

Недавно оформила карту. Использовала для оплаты покупок в интернете и за рубежом. Очень удобно, что нет комиссий за конвертацию валюты, это значительно экономит бюджет. Сама карта стильная, с качественной пластиковой поверхностью. Управление картой через мобильное приложение - это удобно и быстро.

I have been using the 120 Days to the Maximum credit card from Uralsib for six months now. I took it to pay for small expenses on household appliances, and this choice suits me. The 120-day grace period is a great opportunity to save money. Customer service is at a high level, they always promptly answer questions and help. Balance and statements are always available in internet banking.

Basically, I used the services of Promsvyazbank. In principle, everything is not bad. Customer service is top-notch, the mobile app is convenient, works fast, doesn't lag. But there is one "but". Glitches do happen, and that is annoying. A couple of times I had to call customer support to figure out why the ability to transfer money disappeared. In the end the problem was solved, but it cost me some nerves. So overall it's good, but there is room for improvement.

Hello everyone! I took out a loan secured by an apartment with T-Bank. The loan term is up to 10 years, with a limit of up to 15 million. The process was simple, and all the terms were explained right away. Approval took 3 days. So far, everything is fine!

I applied for this card. Everything is fine, the application was reviewed quickly. Good cashback, especially useful on AliExpress! The validity period is also pleasing. Customer service is up to par, I liked it. Overall, I recommend it!

I took out a cash loan from OTP Bank. The rate was attractive, and so were the loan terms. I didn't like that the credit limit was a bit low; I would have liked more. Repayment was on schedule, with no surprises. Customer service is good, and the terms are flexible. The application was approved quickly, but the requirements for borrowers are high. All terms are transparent.

Оформила своему ребенку детскую карту в Альфе. В целом довольна. Переводы с карты на карту без комиссии, это большой плюс. Кэшбек тоже радует. Но обслуживание клиентов оставляет желать лучшего, не всегда быстро отвечают.

I've been using the card for six months now. Initially, I got it for the convenience of cashless payments. I was won over by the lack of a maintenance fee plus interest on the balance. The application was reviewed in 2 days, and they delivered the card to my home. It's very convenient to set up auto-payments so I don't worry about forgetting to pay utility bills or the internet. I use online banking, everything is always clear and fast, and the balance and statements are available at any time. It's convenient that you can make card-to-card transfers. I also appreciated getting money back on purchases—cashback is so nice. The card's validity period is also pleasing; I don't need to reissue it every year. Customer service is top-notch.

Wonderful! Interest rates are lower than in other banks, customer service is at a high level. All terms are transparent, with no hidden fees. The staff is qualified, and payments and transfers go through quickly. I recommend it!

I recently applied for the VTB "Possibility Card". I was hooked by the fact that they immediately provided a credit limit - it's convenient when money is always at hand. All info on the balance and statements is available in the app, making it easy to track expenses. The card validity period is 3 years, a normal term. Customer service is top-notch, all issues are resolved promptly. Once there was a situation with a refund - everything was returned without extra questions. We applied for the card in the evening, and the next day a decision was already made. I didn't have a credit history before this, but it wasn't an obstacle. I set up auto-payments without problems, a very convenient feature. Interest rates are, of course, not small, but with timely repayment, there are no special problems. The card limits suit me completely, and the cashback is a nice bonus. Cashless payments go through without glitches. Among the cons - the loyalty program is not very profitable, but these are trifles. In general, the card and service are satisfying.

В общем, воткнулся в Промсвязьбанк, взял себе дебетовку "Твой кэшбэк". Понравилось, что все быстро - заявку рассмотрели за день, сразу карту выдали. Онлайн-банкинг норм, все понятно, без глюков. С комиссиями не обманули, все как в договоре. Сервис на уровне - операторы вежливые, ответы на вопросы по телефону дают быстро, не вешают на ушки. Круто, что есть автоплатежи, так удобнее с билами. Плюс, кэшбэк реально начисляют, не кидок. Переводы с карты на карту тоже без заморочек. Баланс и выписки в приложении всегда под рукой, можно контролировать свои расходы. В общем, рекомендую.

I applied for a credit card, promised 2 years interest-free. Everything was fine until I encountered customer service. Constant delays, contacting support is a problem. Everything is honest regarding the interest, but the service leaves much to be desired. Anyway, it affects the credit history positively, but my nerves are worth more.

I have been using this bank's services for over a year now. I took out a loan; the rate was acceptable, with no hidden fees, exactly as promised. The debit card is also great, and it's convenient to have cashback on purchases. The mobile app runs smoothly, internet banking is user-friendly, and I can make transfers quickly. The only thing is I'd like more bonuses for loyal customers, and periodic credit limit increases since everything feels a bit static. Overall, I am quite satisfied.

I turned to T-Bank for the first time. I heard something good about them from a girlfriend, so I decided to take out a loan for renovations. I applied through their app, which is very convenient by the way, everything is clear and fast. The bank employees were polite and explained everything—good job. The interest is not the lowest, but not astronomical either. But the bonuses and cashback pleasantly surprised me! I was also given a debit card right away without any unnecessary questions. Overall, I only have positive impressions so far. I hope everything continues to go well.