Reviews

I got this virtual card, everything was processed quickly, and a high limit was set immediately. I check my balance and statements via online banking, which is convenient. The interest rates are fine, but the cashback is a bit low.

I took out an apartment-secured loan at T-Bank. The interest seemed acceptable to me, and the lending terms were normal too. I am glad that the credit limit is quite high. The bank warned me about all conditions and potential risks right away, and the terms are transparent. However, the service leaves much to be desired — they work slowly. The application was approved quickly, but I waited a long time for the paperwork. They evaluated the collateral below market value in my opinion, but I agreed because I urgently needed money. Overall, if it is not urgent, you can look for a better bank.

Оформила карту в Альфа-Банке, осталась довольна. Удобное обслуживание, быстро рассмотрели заявку, карту оформили быстро. Онлайн-банкинг просто супер, всегда в курсе баланса и выписок. Кэшбэк приятно радует, а комиссий почти нет. Процент на остаток тоже большой плюс. Обслуживание клиентов на высоком уровне, всегда помогут и объяснят. Вобщем, довольна как слон!

I recently got a Platinum installment card from Russian Standard, and overall I am satisfied. It arrived quickly; they processed the application in a week. The credit limit suited me and was within the range I needed. Most importantly, it is convenient to use. The online banking interface is simple, and you can set up autopayments here so you don't forget to pay for services. Card-to-card transfers are fast. I pay for online purchases without any problems, and all cashless payments in stores go through without failures. The loyalty program is nice, and the cashback is small but pleasant. The only thing is that I would like a longer card validity period, but otherwise, it is a perfectly fine card for daily expenses.

I took out a car loan from Gazprombank to buy a new car. Everything went quickly, and the application was approved. I recommend it!

Hello everyone! I recently applied for the "Smart Mir Card" debit card at Gazprombank. The application was reviewed quickly, minimal waiting time. I immediately connected online banking, it's a very convenient feature, I can always see my balance and statements, and manage auto-payments. I was also glad that the card is valid for a long 3 years, which is important to me. Good loyalty program, decent purchase cashback, cashless payments go through instantly. Card-to-card transfers without issues. And I also noticed that interest is accrued on the account balance, a nice bonus! Card maintenance is not expensive, and customer service is top-notch, they always answer questions and help. Overall, I am satisfied. Recommended!

It's very convenient that you can set up an installment plan right at the store. The interest rate is reasonable, and the cashback on purchases is a nice bonus.

I took out an apartment-secured loan. The loan terms suited me, the service is top-notch. The money went toward starting a business.

I've been using the card for six months now and my impressions are mixed. On the one hand, the online banking system is very convenient and fast, there is cashback on purchases, and convenient automatic payments. On the other hand, the interest rates are high, the credit limit is small, and my credit history wasn't taken into account right away. The application took a long time to review, and the card arrived in almost a month! There are no problems with card maintenance, everything is transparent and clear, balance and statements arrive on time. The refund option is not the most profitable. I expected more from customer service.

Отличная карта для путешествий - Т-Банк Блэк. Получил ее перед поездкой в Европу и сразу оценил удобство: без комиссий за снятие наличных и конвертацию валюты. Кэшбек на все покупки также радует. Удобное мобильное приложение.

Недавно оформил Кредитную карту ЛУКОЙЛ - Т-Банк для оплаты бензина на автомойке ЛУКОЙЛ. Удобно и выгодно - начисляются бонусы, которые можно обменять на топливо. Использовал карту также для оплаты в супермаркетах и в интернет-магазинах. Приложение Т-Банка простое и понятное. Отличный вариант для экономии на топливе и удобной оплаты покупок.

I applied for the "All Inclusive" debit card. The application was reviewed quickly, and the money went into the account immediately after processing. Auto-payments are convenient; I no longer forget to pay bills. But the fees, of course, bite. I like the interest on the balance, but it doesn't cover the fees.

I applied for a credit card. I use it for online shopping. It's convenient that there is no interest on purchases. I am happy with the service.

I am very glad I applied for the Everyday card from VTB. It's convenient that interest is paid on the balance even just keeping money there. Customer service is top-notch, they always help and advise. Cashless payments go through quickly, and the card balance and statements are always at hand. Card maintenance is comfortable, and commissions are minimal. I recommend it!

I dropped by OTP Bank to get a credit card since I needed money. The low interest rates were a pleasant surprise. Everything was processed quickly, and the consultant was very polite. However, the credit limit is a bit small, I would like it to be higher. The loyalty program is also not that great, I hope they improve it in the future.