MFI "Liga Deneg" — "sweet" and "sunny" loans up to 70,000 RUB

Microfinancing is a service that is in huge demand today. To get money urgently, you don't need to knock on bank doors and stand in long lines. MFIs offer a simplified procedure for obtaining funds online. That means applications are submitted remotely, and the money is sent to a card, e-wallet, or bank account.

What are the terms for getting a loan from Liga Deneg

The microfinance company issues multi-purpose consumer loans without collateral or guarantors. Borrowers can count on an amount of up to 70,000 RUB. But (!) the maximum loan amount is available to clients who have previously concluded agreements with the company. If you are a new user, an amount from 15,000 to 50,000 RUB is available to you. The decision on whether to issue the requested amount to you depends on the information provided in the application form. The "verdict" is rendered after careful review of the application.

Funds are paid in the national currency (rubles), and the microloan term is 175 or 365 calendar days (information taken from the General Terms and Conditions of the Consumer Loan Agreement).

The interest rate depends on the term for which the agreement is concluded. For 365 days, it is from 0.49 to 0.52% per day. For a loan of up to 175 days, it is from 0.66 to 0.67% per day.

The company allows early debt repayment starting from the first week. If you settle your debts ahead of time, Liga Deneg will recalculate the interest in your favor. You pay for the time during which you used the borrowed funds.

Methods of receiving money

You can take out a loan from IFC Liga Deneg in two ways:

• Bank account of any bank.
• Contact payment system (a passport is required to receive funds).

Loan repayment methods

To settle your debts, choose a convenient method.

• The company's official website. To do this, use the repayment form by entering the agreement number, personal data, and amount.
• Payment system terminals. Choose the one closest to you — Yandex Money, Elecsnet, Sberbank, Aktiv Bank, etc.
• By bank transfer to the settlement account — 40701810000000000360.

Loan repayment (loan principal + interest) is carried out once a week in the amounts prescribed in the agreement. If the borrower transfers money in an incomplete amount, it first goes to pay off interest, then the principal debt arrears, penalties, and other payments provided for by Russian legislation.

Penalties for non-compliance with agreement terms

If the client violates the agreement, the company charges a penalty in the amount of 0 to 20% per annum on the entire unreceived or untimely received amount of the overdue microloan principal for the period when, according to the agreement terms, interest is accrued on the loan amount for the corresponding period of obligation violation. If, according to the agreement terms, interest is not accrued on the microloan amount for the corresponding period of obligation violation, the penalty is from 0 to 0.1% of the overdue debt amount.