Кредит в Газпромбанке — условия 2026

History of Gazprombank

Gazprombank was founded in 1990 as a commercial bank specializing in servicing the gas industry. Over time, its legal form changed: first to a Limited Liability Company in 1996, then to a Closed Joint-Stock Company in 2001, and an Open Joint-Stock Company in 2007.
One of the key transactions in the history of the financial institution is the purchase of shares in Areximbank, which took place in several stages:

• in November 2007, 80% of the shares were acquired;
• in July 2008, an additional stake was purchased, bringing Gazprombank's total share to 94.15%;
• in September 2008, the remaining 5.85% of shares were bought from Raiffeisenbank;
• in October 2016, Areximbank shares were fully transferred to Armenian investors.

What consumer loans are available at Gazprombank in 2024

Today, Gazprombank offers its borrowers loans under the following programs:

• "Cash Loan";
• "Consumer Loan Refinancing";
• "Cash Loan Secured by an Apartment";
• "Cash Loan for Public Sector Employees";
• "Education Loan";
• "Home Gasification Loan".

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Who can get a loan from Gazprombank and what documents are required

Anyone can apply for a loan from the bank. However, approval will only be granted to borrowers who meet the following lender requirements:

• are citizens of the Russian Federation;
• have permanent registration within the territory of the Russian Federation;
• aged 20 to 70 years old;
• have a work experience of at least 3 months at their current place of employment.

As for documents, when applying for a loan of up to 500,000 RUB, it is sufficient to provide only a passport of a citizen of the Russian Federation. To obtain a larger loan of up to 2,000,000 RUB, an employment verification certificate will also be required. To get approval for an amount exceeding 2,000,000 RUB, you will additionally need to provide an income verification certificate.

How to apply for a loan

As in most cases, you can apply for borrowed funds at a bank branch. To do this, visit a Gazprombank office during business hours with the documents mentioned above.

Alternatively, you can fill out a loan application online on the official website of the financial institution. To do this, the borrower needs to:

• go to the Gazprombank website;
• click the "Submit Application" button;
• enter last name, first name, and patronymic, mobile phone number, and email address, and check the box;
• click the “Next” button;
• enter the code from the SMS message;
• enter passport details, marital status, registration address, and actual residential address;
• click the “Next” button;
• provide information about education, place of employment, and monthly income;
• click the “Next” button;
• select the method of receiving the loan;
• click the "Submit Application" button.

Advantages of consumer loans at Gazprombank

Among the advantages of borrowing from this financial institution, we can highlight the following:

1. High reliability of the bank. The company is one of the largest and most stable financial institutions in Russia, guaranteeing complete security for borrowers.
2. Wide range of credit products. The organization offers various types of loans, including consumer loans, mortgages, car loans, and others.
3. Favorable lending terms. Low interest rates, convenient terms, and the absence of hidden fees make Gazprombank loans more attractive to clients.
4. Opportunity to get a loan without collateral and guarantors. The company offers certain consumer loans without collateral, simplifying the loan acquisition process.
5. An individual approach to each client. The financial institution's staff pays close attention to borrowers' needs and is ready to offer the most suitable loan terms.