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AllРедакционный автоотзыв: ЛигаМФО - займ, который стоит оценивать по полной стоимости, сроку, требованиям и удобству погашения. Перед оформлением важно сравнить условия, срок, ставку, требования к клиенту и порядок погашения. Перед заявкой проверьте актуальные условия на странице продукта и сравните несколько похожих предложений.
Editorial auto-review: The "Like Money" service specializes in issuing online microloans. The platform is aimed at users who need quick financing without visiting an office. The application and review process is fully automated, allowing for prompt responses. Before signing an agreement, it is recommended to carefully review all current terms, interest rates, and potential fees to realistically assess your debt burden and avoid payment delays.
Editorial auto-review: The Tsentr Denezhnoy Pomoshchi service specializes in providing microloans to users who need an urgent financial solution. Up-to-date product information is collected on the page https://sravnim24.online/zaimy/tsentr-denezhnoy-pomoschi/. The official website offers standard terms for online microcredit applications. The Sravnim24 financial portal recommends carefully studying the loan agreement, assessing the total cost of credit and your own financial capabilities before applying.
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Everyone may face a situation where they urgently need money. For example, to pay for medical treatment or an urgent purchase. If you have no savings and no way to borrow from loved ones, you can seek help from a bank or a microfinance organization. If you need money for a short period — two months — we recommend considering a microloan. It is much easier to obtain than a consumer loan. We explain the features of a 2-month loan, the terms under which it can be obtained, and what is needed to apply.
What are the features of a 2-month microloan?
In most microfinance companies, you can only get a small microloan — up to 30,000 RUB for a term of up to 30 days. But there are microcredit organizations that issue microloans for a longer period — up to two months or more.
The features of such microloans include:
- Repayment method. Short-term loans can only be repaid in a single payment at the end of the entire loan term. The situation is different with long-term microloans. They must be repaid in regular partial payments every two weeks or every month.
- Interest rate. As a rule, the overpayment on long-term microloans is significantly lower than on short-term ones. For loans up to 30 days, the interest rate is usually 0.8% per day or 292% per annum. For long-term microloans of 2 months or more, the overpayment starts from 0.4% per day. However, keep in mind that the total overpayment is still high due to the long loan term.
- Document requirements. To get a short-term loan, a Russian passport, SNILS, and INN are usually sufficient. But for a long-term microloan, you may also need certificates confirming your income and place of work.
Under what terms can you get a 2-month microloan?
Today, microfinance organizations issue 2-month microloans under the following terms:
- Microloan amount. As a rule, it is significantly higher than for short-term microloans. Usually, for 2 months, you can get a loan ranging from 30,000 to 100,000 RUB.
- Loan term. Long-term microloans are available at microfinance organizations for terms ranging from 1 to 12 months. However, in some microcredit companies, the maximum loan term does not exceed 6 months.
- Interest rate. For long-term microloans, the overpayment is generally lower than for short-term ones. Instead of 0.8% per day or 292% per annum, the interest rate starts from 0.4% per day or from 146% per annum.
- Special offers and promotions. Many microfinance organizations have special offers for new clients. Borrowers who apply to an MFI for the first time can get their first microloan at 0% per day, i.e., without overpayment. However, it is important to repay the debt on time, without delays.
Who can get a 2-month microloan, and what is required?
The advantage of MFIs is that microfinance organizations are more lenient with their borrowers than banks. However, obtaining a long-term loan can be difficult. In such cases, requirements are slightly stricter. They usually look like this:
- Russian citizenship;
- permanent residency in the Russian Federation;
- age from 18 to 70 years old;
- a regular source of income;
- good credit history;
- full legal capacity.
history
Tsentr Zaimov
Platiza
SMSFINANCE
Konga
MigCredit
Finliner
Web-zaim
DobroZaim
VIVA Dengi
Otlichnye Nalichnye
Mir Zaimov
Vivus
Microloan
OneClickMoney
Srochnodengi
Chestnoe Slovo
TezFinance
Zaimer
CreditPlus
MoneyMan
Bistrodengi
PapaZaim
Aks Finance
PROFI CREDIT
Kolibri Dengi
Kosmikzaim
Tsentrofinans
Creditkassa
Joymoney
Vash Kredit
Let's go!
Tselevye Finansy
CarMoney
CashToYou
Zaim-Express
Finterra
Turbozaim
Ezaem
LIME
ILMA
GreenMoney
ChestnoDengi
Nado Deneg
Dostupnye Dengi
Rubl.ru
Nebus
Pay P.S.
Do Zarplaty
CashDrive
Byudzhet.ru
ZheldorZaim
Dengi na Dom
DamDengi
Moneza
Creditter
Dengi Srazy
VD Platinum
To apply for a short-term microloan, a Russian passport is usually sufficient. Some microfinance organizations also require clients to provide their SNILS and INN. However, if a borrower is applying for a long-term loan and has a poor credit history, they may also need documents confirming their income and employment.
In addition to documents, you need the following to apply for a microloan:
- Any device with internet access.
- A mobile phone with an active SIM card.
- A personalized bank card or an identified electronic wallet.
Where can you get a 2-month microloan?
Not all microfinance organizations offer long-term loans, but there are many that do. We have studied the offers from each MFI and compiled a top-3 list of 2-month microloans.
| MICROFINANCE COMPANIES | Amount | Term | Interest rate | Borrower requirements | Special offer |
|---|---|---|---|---|---|
| Zaimer | from 2,000 to 100,000 RUB | from 7 days to 12 months | from 0% to 0.8% per day |
|
from 2 to 30 thousand rubles for a term of 7 to 30 days at 0% per day |
| MoneyMan | from 1.5 to 100 thousand rubles | from 5 days to 18 weeks | from 0% to 0.8% per day |
|
from 1,500 to 15,000 RUB for a term of 5 to 21 days at 0% per day |
| Turbozaim | from 3,000 to 50,000 RUB | from 1 day to 24 weeks | from 0% to 0.8% per day |
|
from 3,000 to 15,000 RUB for a term of 1 to 7 days at 0% per day |
